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Financial Select Sector SPDR® Fund (XLF) — chart, structure and Closelooknet read

The Closelooknet read

Detail below: the desk's view, the earnings record, peers and the company snapshot; daily prices on the price-history tab. Research diary readings, not advice.

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The desk on XLF

What this diary said about Financial Select Sector SPDR® Fund, what it holds and what would change its view — in its own words, dated. Investment diary, not advice.

What we said

Charts from the desk on XLF

The charts this diary drew or picked on Financial Select Sector SPDR® Fund, as published — each dated and linked to the piece that explains it.

Signals for this name

Every Closelooknet reading that exists for XLF, from the same nightly bakes the boards use. Research diary readings, not advice.

Buying from Europe — UCITS versions of XLF

EU / EEA investors · UCITS funds

Investors in the EU and the EEA usually cannot buy Financial Select Sector SPDR® Fund itself: US-listed funds publish no key information document, which EU rules require. These European-domiciled funds follow the Financial Select Sector index family instead.

FundIndexDividendsDomicileXetra (EUR)Londonvs XLF, since
SPDR S&P U.S. Financials Select Sector UCITS ETFIE00BWBXM500 Same index family — Ireland ZPDF SXLF · USD −0.38 pp (11 y)

Physically replicating Irish-domiciled funds pay 15% withholding tax on US dividends under the US–Ireland tax treaty; funds domiciled in Luxembourg usually pay 30% — a structural difference that shows up in the tracking difference of funds holding US shares. "Same index family" means the European fund may cap its largest holdings harder than the US fund, as EU fund rules require, so the two can diverge when one heavyweight runs. “vs XLF, since” = the UCITS fund’s dollar line in London against XLF, total return, percentage points a year since the common start — positive means the European version returned more. Listings verified against the vendor's symbol list by ticker and ISIN. All UCITS versions · descriptive, not advice.

Closelooknet ETF read

Our dispersion engine · constituent internals

confirming up · Broad advance - breadth is rising with price. — last 21 sessions: price +5.7%, advance/decline +3.36 per name

WindowFundMedian holdingBeat / lag the fundUp / downDispersion
Day −0.8% −0.7% 38 / 38 34 / 42 3.0pp
Week +1.1% +1.3% 42 / 34 52 / 24 3.4pp
Month +5.7% +6.0% 40 / 36 59 / 17 8.9pp
Year to date +3.7% +6.9% 46 / 30 50 / 26 16.8pp

Drove the month V +14.9% · BRK.B +8.4% · MA +16.2% · SPGI +20.2% · JPM +1.7%

Dragged the month BAC −6.9% · HOOD −23.5% · SCHW −10.5% · COIN −24.2% · C −3.4%

Computed by the Closelooknet dispersion engine from the full constituent roster (76 names, 100% of weight) · as of 2026-10-30 · full dispersion read → · methodology · descriptive, not advice.

Mentioned on Closelooknet 27 pieces · newest: Morning 10, “AI Trade — Japan, Korea, Taiwan fall, India rises; Bitcoin under 80,000, gold under 4,000, TLT above 81.50” (2026-10-30)

Mentioned on Closelooknet

Where XLF appears in the diary — 27 pieces, newest first. Every link is our own writing.

Long reads

Dailies

Weather around the name 4 macro readings: Money Temperature, Factor regime, Sector × region …

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 46/100 · S&P 500 fund at 49, above its 200-day averageEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-10-30
  • Factor regime Defensive rotation — low-vol leading, regime-change watchMomentum against low volatility (SPMO / SPLV): below its 50-day trend, 81th percentile of the window, -13.7% over 20 sessions. Factor regime → 2026-10-29
  • Sector × region Financials in US: +1.1% week · +5.7% month · −1.2% quarter · +10.2% yearThe Sector Engine cell this name lives in, from XLF.US; the 11 × 4 matrix shows where its sector is being bought and where it is being sold. Sector Engine → 2026-10-30
  • Sovereign pressure Index -1.66 · down 2.24 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-10-30
How it trades on rate days beta 0.34 to TLT · on the worst bond days it moved with the market

How it trades on rate days

How XLF has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.34 — tends to move with bonds for every 1% move in TLT (20+ year Treasuries), Financial Select Sector SPDR® Fund moved 0.34% on average · correlation 0.22 · higher than 25% of US names
  • Beta, last 3 months 0.47 about the same as over the year
  • On the 10 worst bond days −0.68% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days −0.02% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Dividends and capital return trailing yield 1.46%, quarterly · last 0.20 USD on 2026-09-21

Dividends and capital return

What XLF pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 0.83 USD per share · a 1.46% yield on the 2026-10-30 close 4 distributions, paid quarterly 2026-10-30
  • Change on the year +12.3% against the prior twelve months prior twelve months 0.74 USD per share
  • Last distribution 0.20 USD per share as the price series records it, within days of the ex-date 2026-09-21
  • By calendar year 2023: 0.18 USD (partial) · 2024: 0.69 USD · 2025: 0.72 USD · 2026: 0.63 USD to date first distribution recorded in the three-year window: 2023-12-18

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

About Financial Select Sector SPDR® Fund

Financial Select Sector SPDR® Fund (XLF) is an exchange-traded fund that trades on US exchanges. Closelooknet tracks it as a benchmark: the dailies and the sector dispersion board quote it as a market reference, and the holdings card above matches its largest positions against the names with a Closelooknet page. It is a constituent of Closelooknet benchmark ETF set.

closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

FAQ · from the current data · as of 2026-10-31

Quick answers

What is Financial Select Sector SPDR® Fund (XLF)?

Financial Select Sector SPDR® Fund is an exchange-traded fund trading as XLF on the US exchange (US) and is one of the benchmark ETFs Closelooknet tracks as a market reference, as of the registry build of 2026-10-31.

How does Closelooknet use XLF?

As a benchmark: the daily editions, the sector dispersion board and the index dashboards quote Financial Select Sector SPDR® Fund as a market reference, and this page matches the fund's largest holdings against the names Closelooknet covers so a reader can move from the fund to the companies inside it.

Where does XLF trade against its moving averages?

Financial Select Sector SPDR® Fund trades 1.1% above its 50-day and 5.2% above its 200-day moving average (2.1% above its 20-day). As of 2026-10-30 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

What does the Closelooknet dispersion engine say about XLF?

Broad advance - breadth is rising with price. (confirming up, last 21 sessions). Over 21 sessions the fund moved +5.7% while the median holding moved +6.0%; 40 of 76 holdings beat the fund and 59 rose. Against the S&P 500 fund it is +6.8pp over the same window. The top ten holdings carry 57.1% of the weight (effective N 21.2). As of 2026-10-30, computed from the full constituent roster — the full dispersion read carries the series; a descriptive reading from Closelooknet's research diary, not advice.

How does Financial Select Sector SPDR® Fund trade when bond yields rise?

Over the past year Financial Select Sector SPDR® Fund had a beta of 0.34 to TLT, the long-dated Treasury fund — it tends to move with bonds, higher than 25% of US names. On the 10 sessions in which long bonds fell most it moved −0.68% on average, against −0.74% for the S&P 500. As of 2026-10-30; The "How it trades on rate days" block on this page carries the lines.

Where has Closelooknet written about Financial Select Sector SPDR® Fund?

Financial Select Sector SPDR® Fund appears in 27 Closelooknet pieces as of 2026-10-31, most recently Morning 10: AI Trade — Japan, Korea, Taiwan fall, India rises; Bitcoin under 80,000, gold under 4,000, TLT above 81.50 (2026-10-30); Weekly Signal: Second-Tier Chips — Back at the July Low, Leg Two Begins (2026-10-18); Morning 10: AI Trade — Asia bounces, Kospi +3.3%; Nasdaq-100 holds its support line, Jakarta −10.8% on MSCI (2026-10-16). What Closelooknet said most recently: Health care (XLV +2.40%), real estate (XLRE +2.21%), staples (XLP +1.54%), utilities (XLU +1.53%) and financials (XLF +1.44%) led, while communications (XLC −1.87%), technology (XLK −1.18%) and software (IGV −3.52%) trailed. (Morning 10, 2026-10-30). The "Mentioned on Closelooknet" block on this page lists the long reads, the reference entries and the dailies that name it.

Does Financial Select Sector SPDR® Fund pay a dividend?

Financial Select Sector SPDR® Fund has paid 0.83 USD per share over the last twelve months, paid quarterly, a trailing yield of 1.46% on the 2026-10-30 close; the last distribution recorded in the price series was 0.20 USD on 2026-09-21. As of 2026-10-30; the "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for XLF, fund basics and the top holdings by weight with the Closelooknet names among them marked, the technical state where the data exists, and the research diary mentions — an investment research diary view, not investment advice.

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