ETF section · investing from Europe

US ETFs from Europe — the UCITS versions

Investors in the EU and the EEA cannot buy SPY, QQQ or most other US-listed funds: EU rules require a key information document that US issuers do not publish. The same indices are available as European UCITS funds, mostly domiciled in Ireland and listed on Xetra and in London. Below: 47 UCITS funds for 36 US funds Closelook covers — ISIN, domicile, whether dividends are reinvested or paid out, the exchange lines, and the tracking difference where it is measured. Every listing checked against the vendor’s symbol list by ticker and ISIN, as of 2026-09-22.

What the S&P 500 UCITS funds really delivered

FundLine1 year3 years5 yearsSinceOngoing charge
iShares Core S&P 500 UCITS ETFIE00B5BMR087 · Accumulating CSPX · USD +0.43 −0.19 +0.13 +0.28 (12 y) 0.07%
Vanguard S&P 500 UCITS ETF (Acc)IE00BFMXXD54 · Accumulating VUAA · USD +0.44 −0.18 +0.16 +0.14 (7 y) 0.07%
SPDR S&P 500 UCITS ETF (Acc)IE000XZSV718 · Accumulating SPYL · USD +0.42 +0.17 (3 y) 0.03%
Vanguard S&P 500 UCITS ETF (Dist)IE00B3XXRP09 · Distributing VUSD · USD +0.42 −0.19 +0.13 +0.28 (12 y) 0.07%
iShares Core S&P 500 UCITS ETF (Dist)IE0031442068 · Distributing IDUS · USD +0.39 −0.17 +0.16 +0.22 (12 y) 0.07%

Tracking difference = fund total return − S&P 500 Net Total Return, in dollars on the London line, percentage points a year, annualised, as of 2026-09-22. The net index reinvests dividends after a 30% US withholding tax; an Irish fund pays 15%, which is why these funds come out ahead of it over the long run. London closes four and a half hours before New York, so the one-year figure carries timing noise; the longer windows are the ones to read.

The European version against the US original

Same currency (the dollar line in London), same dates: how far the UCITS fund ended up from the US fund it copies. Positive = the European version returned more. The gap holds the fee, the tax on dividends, the EU capping rules and the earlier London close.

UCITS fundUS originalIndex1 year3 years5 yearsSince
iShares Core S&P 500 UCITS ETFCSPX · London · USD SPY Same index −0.18 −0.64 −0.42 −0.27 (12 y)
Vanguard S&P 500 UCITS ETF (Acc)VUAA · London · USD SPY Same index −0.16 −0.65 −0.35 −0.34 (7 y)
SPDR S&P 500 UCITS ETF (Acc)SPYL · London · USD SPY Same index −0.14 −0.37 (3 y)
Vanguard S&P 500 UCITS ETF (Dist)VUSD · London · USD SPY Same index −0.19 −0.65 −0.42 −0.28 (12 y)
iShares Core S&P 500 UCITS ETF (Dist)IDUS · London · USD SPY Same index −0.22 −0.65 −0.42 −0.34 (12 y)
iShares NASDAQ 100 UCITS ETFCNDX · London · USD QQQ Same index −0.48 −0.77 −0.42 −0.24 (12 y)
Xtrackers NASDAQ 100 UCITS ETF 1CXNAS · London · USD QQQ Same index −0.32 −0.75 +0.29 (4 y)
Invesco EQQQ NASDAQ-100 UCITS ETF (Dist)EQQU · London · USD QQQ Same index −0.39 −0.83 −0.41 −0.80 (12 y)
iShares MSCI ACWI UCITS ETFISAC · London · USD ACWI Same index +0.08 −0.43 −0.10 −0.27 (12 y)
SPDR MSCI ACWI UCITS ETFACWD · London · USD ACWI Same index +0.06 −0.29 −0.08 −0.12 (12 y)
Vanguard FTSE All-World UCITS ETF (Acc)VWRA · London · USD VT Related index +0.15 −0.24 +0.10 −0.02 (7 y)
Vanguard FTSE All-World UCITS ETF (Dist)VWRD · London · USD VT Related index +0.17 −0.25 +0.09 −0.13 (12 y)
iShares MSCI EM UCITS ETF (Acc)IEMA · London · USD EEM Same index +0.55 +0.28 +0.50 +0.37 (12 y)
iShares MSCI EM UCITS ETF (Dist)IDEM · London · USD EEM Same index −0.16 +0.11 +0.34 +0.27 (12 y)
Vanguard FTSE Emerging Markets UCITS ETF (Acc)VFEA · London · USD VWO Related index −0.52 −0.02 −0.13 −0.32 (7 y)
Vanguard FTSE Emerging Markets UCITS ETF (Dist)VDEM · London · USD VWO Related index −0.63 −0.05 −0.14 −0.09 (12 y)
Vanguard FTSE Developed Europe UCITS ETF (Acc)VWCG · London · USD VGK Related index +0.03 −0.35 +0.25 +0.01 (7 y)
Vanguard FTSE Developed Europe UCITS ETF (Dist)VEUD · London · USD VGK Related index −0.03 −0.39 +0.21 −0.03 (10 y)
iShares MSCI Korea UCITS ETF (Acc)CSKR · London · USD EWY Same index family +3.67 −0.60 −0.76 +0.19 (12 y)
iShares MSCI Korea UCITS ETF (Dist)IDKO · London · USD EWY Same index family +4.36 −0.71 −0.78 +0.18 (12 y)
Franklin FTSE Korea UCITS ETFFLXK · London · USDChecked 2026-09-22: the Xetra line of the same fund (FLXK, EUR) shows the same lead, so the gap is not a pricing artefact; its cause (index capping and share-class choices) is not yet pinned down. FLKR Same index family +11.60 +1.23 +0.86 +0.83 (7 y)
iShares MSCI Taiwan UCITS ETF (Dist)IDTW · London · USD EWT Same index family +3.57 +4.26 +1.61 +1.37 (12 y)
Franklin FTSE Taiwan UCITS ETFFLXT · London · USD FLTW Same index family −0.66 +2.48 +0.59 (5 y)
iShares MSCI Japan UCITS ETF (Dist)IJPU · London · USD EWJ Same index family +0.37 −0.01 −0.02 −0.14 (12 y)
iShares MSCI India UCITS ETF (Acc)NDIA · London · USD INDA Same index family −1.78 +0.46 +0.60 +0.74 (8 y)
Franklin FTSE India UCITS ETFFLXI · London · USD FLIN Same index family −0.43 +0.25 +0.51 −0.01 (7 y)
Franklin FTSE China UCITS ETFFLXC · London · USD FLCH Same index family 0.00 +0.06 −0.12 0.00 (7 y)
iShares MSCI Brazil UCITS ETF (Dist)IDBZ · London · USD EWZ Same index family −0.29 −1.22 +0.09 −0.46 (12 y)
Franklin FTSE Brazil UCITS ETFFLXB · London · USD FLBR Same index family −2.27 −1.37 −0.78 −0.55 (7 y)
SPDR S&P U.S. Technology Select Sector UCITS ETFSXLK · London · USD XLK Same index family −8.05 −3.07 −1.70 −1.03 (11 y)
SPDR S&P U.S. Health Care Select Sector UCITS ETFSXLV · London · USD XLV Same index family −0.36 −0.40 −0.28 −0.34 (11 y)
SPDR S&P U.S. Financials Select Sector UCITS ETFSXLF · London · USD XLF Same index family −0.69 −0.84 −0.50 −0.46 (11 y)
SPDR S&P U.S. Energy Select Sector UCITS ETFSXLE · London · USD XLE Same index family +0.66 −0.23 −0.39 −0.22 (11 y)
SPDR S&P U.S. Industrials Select Sector UCITS ETFSXLI · London · USD XLI Same index family −0.30 −0.73 −0.48 −0.46 (11 y)
SPDR S&P U.S. Consumer Discretionary Select Sector UCITS ETFSXLY · London · USD XLY Same index family +3.07 +1.74 +2.07 +0.71 (11 y)
SPDR S&P U.S. Consumer Staples Select Sector UCITS ETFSXLP · London · USD XLP Same index family −1.34 +0.01 −0.08 −0.35 (11 y)
SPDR S&P U.S. Utilities Select Sector UCITS ETFSXLU · London · USD XLU Same index family +1.09 −0.50 −0.58 −0.58 (11 y)
SPDR S&P U.S. Materials Select Sector UCITS ETFSXLB · London · USD XLB Same index family −2.35 −0.76 −0.55 −0.45 (11 y)
SPDR S&P U.S. Communication Services Select Sector UCITS ETFSXLC · London · USD XLC Same index family +6.76 +2.88 +1.97 +1.35 (8 y)
VanEck Semiconductor UCITS ETFSMH · London · USDChecked 2026-09-22: the Xetra line of the same fund (VVSM, EUR) shows the same lead. The UCITS index caps every stock at 10%; the US fund holds about twice that in Nvidia, which lagged the other chipmakers over the year. SMH Same index family +22.31 −0.90 −1.38 −1.02 (6 y)
Global X Uranium UCITS ETF (Acc)URNU · London · USD URA Same index family −1.17 −0.06 −1.52 (4 y)
iShares $ Treasury Bond 20+yr UCITS ETF (Acc)DTLA · London · USD TLT Same index +0.18 +0.13 +0.18 +0.07 (8 y)
iShares $ Treasury Bond 20+yr UCITS ETF (Dist)IDTL · London · USD TLT Same index +0.16 +0.14 +0.18 +0.01 (12 y)

Percentage points a year, annualised, total return with distributions reinvested, as of 2026-09-22. London closes four and a half hours before New York, so short windows carry timing noise.

Europe’s own index funds — what they really delivered

Funds on European indices, measured in euros against the net-return version of their index (dividends reinvested after withholding tax). Negative = the fund delivered less than its index.

Broad marketIndex1 year3 years5 yearsSinceCharge
iShares Core DAX UCITS ETF (DE) AccEXS1 · Xetra · EUR DAX (performance index, dividends reinvested) −0.52 −0.62 −0.63 −0.65 (26 y) 0.16%
iShares Core DAX UCITS ETF (DE) DistEXIC · Xetra · EUR DAX (performance index, dividends reinvested) −0.60 −0.64 −0.44 −0.55 (5 y)
iShares Core EURO STOXX 50 UCITS ETF (DE)EXW1 · Xetra · EUR EURO STOXX 50 Net Return +0.48 +0.46 +0.48 +0.31 (25 y) 0.11%
iShares STOXX Europe 600 UCITS ETF (DE) AccEXIE · Xetra · EUR STOXX Europe 600 Net Return +0.12 +0.20 +0.25 (4 y) 0.20%
iShares STOXX Europe 600 UCITS ETF (DE) DistEXSA · Xetra · EUR STOXX Europe 600 Net Return +0.09 +0.21 +0.19 +0.05 (21 y)
STOXX Europe 600 sectorsIndex1 year3 years5 yearsSinceCharge
iShares STOXX Europe 600 Automobiles & Parts UCITS ETF (DE)EXV5 · Xetra · EUR STOXX Europe 600 Automobiles & Parts Net Return +0.12 +0.12 +0.15 +0.07 (24 y)
iShares STOXX Europe 600 Banks UCITS ETF (DE)EXV1 · Xetra · EUR STOXX Europe 600 Banks Net Return +0.23 +0.62 +0.56 −0.70 (25 y) 0.46%
iShares STOXX Europe 600 Basic Resources UCITS ETF (DE)EXV6 · Xetra · EUR STOXX Europe 600 Basic Resources Net Return −0.66 −0.27 −0.22 −0.95 (24 y)
iShares STOXX Europe 600 Chemicals UCITS ETF (DE)EXV7 · Xetra · EUR STOXX Europe 600 Chemicals Net Return +0.02 −0.08 −0.10 −0.43 (24 y)
iShares STOXX Europe 600 Construction & Materials UCITS ETF (DE)EXV8 · Xetra · EUR STOXX Europe 600 Construction & Materials Net Return −0.15 −0.34 −0.49 −0.55 (24 y)
iShares STOXX Europe 600 Financial Services UCITS ETF (DE)EXH2 · Xetra · EUR STOXX Europe 600 Financial Services Net Return −0.31 −0.28 −0.21 −0.72 (24 y)
iShares STOXX Europe 600 Food & Beverage UCITS ETF (DE)EXH3 · Xetra · EUR STOXX Europe 600 Food & Beverage Net Return −0.89 −0.40 −0.30 −0.81 (24 y)
iShares STOXX Europe 600 Health Care UCITS ETF (DE)EXV4 · Xetra · EUR STOXX Europe 600 Health Care Net Return −0.28 −0.28 −0.29 −0.54 (25 y)
iShares STOXX Europe 600 Industrial Goods & Services UCITS ETF (DE)EXH4 · Xetra · EUR STOXX Europe 600 Industrial Goods & Services Net Return −0.08 −0.12 −0.14 −0.53 (24 y)
iShares STOXX Europe 600 Insurance UCITS ETF (DE)EXH5 · Xetra · EUR STOXX Europe 600 Insurance Net Return +0.29 +0.13 +0.17 −0.33 (24 y)
iShares STOXX Europe 600 Media UCITS ETF (DE)EXH6 · Xetra · EUR STOXX Europe 600 Media Net Return +0.18 −0.04 −0.07 −0.25 (24 y)
iShares STOXX Europe 600 Oil & Gas UCITS ETF (DE)EXH1 · Xetra · EUR STOXX Europe 600 Oil & Gas Net Return +0.05 +0.11 +0.14 −0.55 (24 y)
iShares STOXX Europe 600 Personal & Household Goods UCITS ETF (DE)EXH7 · Xetra · EUR STOXX Europe 600 Personal & Household Goods Net Return +0.04 −0.16 −0.14 −1.30 (24 y)
iShares STOXX Europe 600 Real Estate UCITS ETF (DE)EXI5 · Xetra · EUR STOXX Europe 600 Real Estate Net Return −0.13 −0.34 −0.15 −0.18 (13 y)
iShares STOXX Europe 600 Retail UCITS ETF (DE)EXH8 · Xetra · EUR STOXX Europe 600 Retail Net Return −0.13 −0.14 −0.09 −0.63 (24 y)
iShares STOXX Europe 600 Technology UCITS ETF (DE)EXV3 · Xetra · EUR STOXX Europe 600 Technology Net Return −0.63 −0.59 −0.43 −0.33 (25 y)
iShares STOXX Europe 600 Telecommunications UCITS ETF (DE)EXV2 · Xetra · EUR STOXX Europe 600 Telecommunications Net Return −0.02 +0.02 −0.01 −0.36 (25 y)
iShares STOXX Europe 600 Travel & Leisure UCITS ETF (DE)EXV9 · Xetra · EUR STOXX Europe 600 Travel & Leisure Net Return −0.27 −0.19 −0.46 −0.57 (24 y)
iShares STOXX Europe 600 Utilities UCITS ETF (DE)EXH9 · Xetra · EUR STOXX Europe 600 Utilities Net Return −0.11 +0.22 +0.17 −0.46 (24 y)

Percentage points a year, annualised, as of 2026-09-22. The DAX is itself a performance index (dividends reinvested), so DAX funds are measured against the DAX directly.

SPY · IVV · VOO — S&P 500

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares Core S&P 500 UCITS ETFIE00B5BMR087 Same index Accumulating Ireland SXR8 CSPX · USD
Vanguard S&P 500 UCITS ETF (Acc)IE00BFMXXD54 Same index Accumulating Ireland VUAA VUAA · USD
SPDR S&P 500 UCITS ETF (Acc)IE000XZSV718 Same index Accumulating Ireland SPYL SPYL · USD
Vanguard S&P 500 UCITS ETF (Dist)IE00B3XXRP09 Same index Distributing Ireland VUSA VUSD · USD
iShares Core S&P 500 UCITS ETF (Dist)IE0031442068 Same index Distributing Ireland IUSA IDUS · USD

QQQ · QQQM — Nasdaq-100

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares NASDAQ 100 UCITS ETFIE00B53SZB19 Same index Accumulating Ireland SXRV CNDX · USD
Xtrackers NASDAQ 100 UCITS ETF 1CIE00BMFKG444 Same index Accumulating Ireland XNAS XNAS · USD
Invesco EQQQ NASDAQ-100 UCITS ETF (Acc)IE00BFZXGZ54 Same index Accumulating Ireland EQQB
Invesco EQQQ NASDAQ-100 UCITS ETF (Dist)IE0032077012 Same index Distributing Ireland EQQQ EQQU · USD

ACWI — MSCI ACWI

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI ACWI UCITS ETFIE00B6R52259 Same index Accumulating Ireland IUSQ ISAC · USD
SPDR MSCI ACWI UCITS ETFIE00B44Z5B48 Same index Ireland SPYY ACWD · USD

VT — FTSE Global All Cap

The UCITS funds track the FTSE All-World (large and mid caps); VT tracks the FTSE Global All Cap, which adds small caps.

UCITS fundIndexDividendsDomicileXetra (EUR)London
Vanguard FTSE All-World UCITS ETF (Acc)IE00BK5BQT80 Related index Accumulating Ireland VWCE VWRA · USD
Vanguard FTSE All-World UCITS ETF (Dist)IE00B3RBWM25 Related index Distributing Ireland VGWL VWRD · USD

EEM — MSCI Emerging Markets

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI EM UCITS ETF (Acc)IE00B4L5YC18 Same index Accumulating Ireland EUNM IEMA · USD
iShares MSCI EM UCITS ETF (Dist)IE00B0M63177 Same index Distributing Ireland IDEM · USD

VWO — FTSE Emerging Markets All Cap

The UCITS funds track the FTSE Emerging index (large and mid caps); VWO tracks the all-cap version with China A-shares.

UCITS fundIndexDividendsDomicileXetra (EUR)London
Vanguard FTSE Emerging Markets UCITS ETF (Acc)IE00BK5BR733 Related index Accumulating Ireland VFEA VFEA · USD
Vanguard FTSE Emerging Markets UCITS ETF (Dist)IE00B3VVMM84 Related index Distributing Ireland VFEM VDEM · USD

VGK — FTSE Developed Europe All Cap

The UCITS funds track the FTSE Developed Europe (large and mid caps); VGK tracks the all-cap version.

UCITS fundIndexDividendsDomicileXetra (EUR)London
Vanguard FTSE Developed Europe UCITS ETF (Acc)IE00BK5BQX27 Related index Accumulating Ireland VWCG VWCG · USD
Vanguard FTSE Developed Europe UCITS ETF (Dist)IE00B945VV12 Related index Distributing Ireland VGEU VEUD · USD

EWY — MSCI Korea

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI Korea UCITS ETF (Acc)IE00B5W4TY14 Same index family Accumulating Ireland CEBJ CSKR · USD
iShares MSCI Korea UCITS ETF (Dist)IE00B0M63391 Same index family Distributing Ireland IQQK IDKO · USD

FLKR — FTSE Korea

UCITS fundIndexDividendsDomicileXetra (EUR)London
Franklin FTSE Korea UCITS ETFIE00BHZRR030 Same index family Ireland FLXK FLXK · USD

EWT — MSCI Taiwan

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI Taiwan UCITS ETF (Dist)IE00B0M63623 Same index family Distributing Ireland IQQT IDTW · USD

FLTW — FTSE Taiwan

UCITS fundIndexDividendsDomicileXetra (EUR)London
Franklin FTSE Taiwan UCITS ETFIE000CM02H85 Same index family Ireland FLXT FLXT · USD

EWJ — MSCI Japan

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI Japan UCITS ETF (Dist)IE00B02KXH56 Same index family Distributing Ireland IQQJ IJPU · USD

FLJP — FTSE Japan

UCITS fundIndexDividendsDomicileXetra (EUR)London
Franklin FTSE Japan UCITS ETFIE000D0T0BO1 Same index family Ireland FLXJ

INDA — MSCI India

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI India UCITS ETF (Acc)IE00BZCQB185 Same index family Accumulating Ireland QDV5 NDIA · USD

FLIN — FTSE India

UCITS fundIndexDividendsDomicileXetra (EUR)London
Franklin FTSE India UCITS ETFIE00BHZRQZ17 Same index family Ireland FLXI FLXI · USD

MCHI — MSCI China

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI China UCITS ETF (Acc)IE00BJ5JPG56 Same index family Accumulating Ireland ICGA

FLCH — FTSE China

UCITS fundIndexDividendsDomicileXetra (EUR)London
Franklin FTSE China UCITS ETFIE00BHZRR147 Same index family Ireland FLXC FLXC · USD

EWZ — MSCI Brazil

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares MSCI Brazil UCITS ETF (Dist)IE00B0M63516 Same index family Distributing Ireland IQQB IDBZ · USD

FLBR — FTSE Brazil

UCITS fundIndexDividendsDomicileXetra (EUR)London
Franklin FTSE Brazil UCITS ETFIE00BHZRQY00 Same index family Ireland FLXB FLXB · USD

XLK — Technology Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Technology Select Sector UCITS ETFIE00BWBXM948 Same index family Ireland ZPDT SXLK · USD

XLV — Health Care Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Health Care Select Sector UCITS ETFIE00BWBXM617 Same index family Ireland ZPDH SXLV · USD

XLF — Financial Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Financials Select Sector UCITS ETFIE00BWBXM500 Same index family Ireland ZPDF SXLF · USD

XLE — Energy Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Energy Select Sector UCITS ETFIE00BWBXM492 Same index family Ireland ZPDE SXLE · USD

XLI — Industrial Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Industrials Select Sector UCITS ETFIE00BWBXM724 Same index family Ireland ZPDI SXLI · USD

XLY — Consumer Discretionary Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Consumer Discretionary Select Sector UCITS ETFIE00BWBXM278 Same index family Ireland ZPDD SXLY · USD

XLP — Consumer Staples Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Consumer Staples Select Sector UCITS ETFIE00BWBXM385 Same index family Ireland ZPDS SXLP · USD

XLU — Utilities Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Utilities Select Sector UCITS ETFIE00BWBXMB69 Same index family Ireland ZPDU SXLU · USD

XLB — Materials Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Materials Select Sector UCITS ETFIE00BWBXM831 Same index family Ireland ZPDM SXLB · USD

XLC — Communication Services Select Sector

UCITS fundIndexDividendsDomicileXetra (EUR)London
SPDR S&P U.S. Communication Services Select Sector UCITS ETFIE00BFWFPX50 Same index family Ireland ZPDK SXLC · USD

SMH — MVIS US Listed Semiconductor 25

UCITS fundIndexDividendsDomicileXetra (EUR)London
VanEck Semiconductor UCITS ETFIE00BMC38736 Same index family Accumulating Ireland VVSM SMH · USD

ICLN — S&P Global Clean Energy

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares Global Clean Energy UCITS ETFIE00B1XNHC34 Same index family Distributing Ireland IQQH

URA — Solactive Global Uranium & Nuclear Components

UCITS fundIndexDividendsDomicileXetra (EUR)London
Global X Uranium UCITS ETF (Acc)IE000NDWFGA5 Same index family Accumulating Ireland URNU URNU · USD

TLT — ICE US Treasury 20+ Year

UCITS fundIndexDividendsDomicileXetra (EUR)London
iShares $ Treasury Bond 20+yr UCITS ETF (Acc)IE00BFM6TC58 Same index Accumulating Ireland DTLA · USD
iShares $ Treasury Bond 20+yr UCITS ETF (Dist)IE00BSKRJZ44 Same index Distributing Ireland IS04 IDTL · USD

"Same index" = the UCITS fund follows the index the US fund follows. "Same index family" = same provider and market under EU fund rules, which cap the largest holdings harder, so returns can diverge. "Related index" = a close relative, explained under the fund. Closelook lists these funds as a map, not a selection: which fund, which line and which dividend type fit depends on the investor’s own tax situation and broker. All ETFs and their tracking difference · an investment diary, not advice.

FAQ · from the current data · as of 2026-09-22

Quick answers

Why can I not buy SPY or QQQ from Germany or France?

EU rules (PRIIPs) require a key information document in the investor’s language for every packaged product sold to retail investors. US fund issuers do not publish one, so EU brokers do not offer US-listed ETFs to retail clients. The same funds exist as European UCITS versions, listed on Xetra, the London Stock Exchange and other European exchanges.

Why are most of these funds domiciled in Ireland?

For funds that hold US shares, Ireland’s tax treaty with the United States cuts the withholding tax on US dividends to 15%. Funds domiciled in Luxembourg usually lose 30%. On an index yielding about 1.2%, that is roughly 0.18 percentage points a year — more than the fee of the cheapest S&P 500 funds, and it shows up in the tracking difference.

Accumulating or distributing — what is the difference?

An accumulating fund reinvests dividends inside the fund; a distributing fund pays them out to the investor. The index exposure is the same. Which one suits an investor depends on their own tax rules and whether they want the cash flow — the table only says which type each fund is.

What does "same index family" mean?

The European fund follows the same index provider and market as the US fund but under EU fund rules, which cap the largest holdings harder (no single company above roughly 10%, all positions above 5% together under 40%). In concentrated markets — Samsung in Korea, TSMC in Taiwan, Nvidia in semiconductors — the European fund can hold less of the heavyweight and end up with a different return.