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Constituent dispersion · breadth vs the index

XLF — Financial Select Sector

76/76 covered · 100% by weight · benchmark: XLF price · closes through 2026-09-25 ·holdings as of 2026-06-16

Concentration 40.54% in top 5 21.23 effective names · HHI 471
RS vs S&P 500 21d -6.56pp sector return − SPY
RS vs Nasdaq-100 21d -10.53pp sector return − QQQ
Broad decline - breadth is falling with price. Last 21 sessions — price -5.87% · A/D -300 (-3.95/name)
XLF price
Cumulative advance / decline of constituents — rises when more names are up than down; turns before price at inflections

Divergence over time — price vs breadth, by horizon

The hero read is the 1-month picture; here the same price↔breadth divergence across 1 week / 1 month / 1 quarter, computed over the 126-session history. A/D /name is net advancers-minus-decliners per covered constituent; % beating Δ and median−ETF Δ show how participation shifted. Price rising while those fall = the move is narrowing under the surface.

HorizonPriceA/D /name% beating ΔMedian−ETF ΔRead
1 week -1.47% -0.95 -7pp -0.35pp Confirming ↓
1 month -5.87% -3.95 -11pp -0.39pp Confirming ↓
1 quarter +2.37% +0.2 -15pp -1.66pp Confirming ↑

Over the last 126 sessions: price up +11.28%, breadth up (+4.89/name) · % beating 47→36 · median−ETF -0.56pp→-1.44pp.

Stocks above their moving average — participation breadth

Of the 76 covered constituents, the share trading above each simple moving average — the classic breadth gauge. A firm index price with a low %-above-MA is a narrow, top-heavy tape. As of 2026-09-25.

5-day 35.53% 27/76 above
20-day 7.89% 6/76 above
50-day 7.89% 6/76 above
100-day 31.58% 24/76 above
150-day 51.32% 39/76 above
200-day 48.68% 37/76 above
% of constituents above their 50-day average — breadth over the last year; 50% is the participation midpoint

New highs & new lows — by horizon

How many of the 76 covered constituents closed today at a new high (or low) over each window, and the net. A shrinking net as the index holds up = fewer names leading.

HorizonNew highsNew lowsNet
5-Day 8 (11%) 16 (21%) -8
1-Month 0 (0%) 12 (16%) -12
3-Month 0 (0%) 9 (12%) -9
6-Month 0 (0%) 1 (1%) -1
52-Week 0 (0%) 0 (0%) +0
YTD 0 (0%) 1 (1%) -1

Dispersion by window

WindowETFMedianMedian − ETF Up / DownBeat / Lag±1% bandDispersion
1d +0.57% +0.69% +0.13pp 53 / 23 41 / 35 50 of 76 ±1.16%
5d -1.48% -1.87% -0.39pp 15 / 61 31 / 45 29 of 76 ±2.5%
21d -5.87% -7.32% -1.44pp 6 / 70 27 / 49 15 of 76 ±5.14%
YTD +0.64% +0.41% -0.23pp 40 / 36 37 / 39 6 of 76 ±17.11%

Median − ETF below zero means the typical name is lagging the cap-weighted index — the move is top-heavy. "Beat" counts constituents outperforming the ETF over the window. Dispersion is the cross-sectional standard deviation of constituent returns — high = a stock-picker's tape, low = pure beta.

What drove the move — contribution = weight × return

Today (1d)

  • JPM+1.33%+0.15pp
  • BAC+1.20%+0.06pp
  • GS+1.32%+0.06pp
  • C+1.65%+0.05pp
  • WFC+0.96%+0.03pp
  • CME-1.65%-0.02pp
  • ICE-1.67%-0.02pp
  • CBOE-3.57%-0.01pp
  • V-0.16%-0.01pp
  • HOOD-1.18%-0.01pp

This month (21d)

  • HOOD+10.01%+0.1pp
  • COIN+7.33%+0.03pp
  • C+0.54%+0.02pp
  • BRK.B+0.11%+0.01pp
  • PFG+3.06%+0.01pp
  • JPM-3.77%-0.43pp
  • BAC-8.42%-0.41pp
  • GS-9.65%-0.4pp
  • V-4.30%-0.31pp
  • MS-8.30%-0.28pp

Each name's contribution = its index weight × its return — the percentage points it added to (green) or subtracted from (red) the ETF's move. Computed across covered names.

Leaders & laggards (21-day)

  • HOOD+10.01%
  • COIN+7.33%
  • PFG+3.06%
  • MET+1.22%
  • C+0.54%
  • AON-21.47%
  • BX-17.30%
  • CBOE-17.12%
  • BRO-16.43%
  • WTW-14.32%

XLF — constituent leadership race

$100 in each covered XLF constituent at 2025-12-24, rebased to 100. Watch leadership change hands.

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0%

Each covered constituent started at $100 at the window open; the bars race by total return (top 12 shown). Decision-support, not investment advice.

Constituents — 76 covered · click a column to sort

Symbol Weight Last 1d 5d 21d YTD RS rank
BRK.B Berkshire Hathaway Cl B 11.80% 505.48 +0.06% -0.84% +0.11% +0.56% 92
JPM JP Morgan Chase & Company 11.38% 343.06 +1.33% -1.89% -3.77% +7.49% 78
V Visa Inc 7.13% 367.38 -0.16% -0.25% -4.30% +4.97% 76
MA Mastercard Inc 5.25% 567.65 +0.28% +0.43% -5.15% -0.25% 72
BAC Bank of America Corp 4.89% 56.70 +1.20% -1.78% -8.42% +3.67% 32
GS Goldman Sachs Group 4.19% 935.45 +1.32% -0.70% -9.65% +6.98% 22
WFC Wells Fargo & Company 3.41% 82.97 +0.96% -3.66% -2.65% -10.54% 84
MS Morgan Stanley 3.39% 196.31 -0.01% -3.10% -8.30% +11.79% 33
C Citigroup Inc 3.21% 134.28 +1.65% +1.90% +0.54% +16.22% 93
AXP American Express Company 2.29% 308.89 +1.06% -0.86% -8.11% -16.05% 36
SCHW The Charles Schwab Corp 2.00% 99.03 -0.46% -5.91% -9.47% -0.55% 25
BLK Blackrock Inc 1.96% 1086.31 +1.20% +1.55% -7.41% +2.06% 49
SPGI S&P Global Inc 1.69% 403.30 +0.01% -0.50% -7.60% -22.47% 47
CB Chubb Ltd 1.57% 333.37 -0.44% -2.13% -3.03% +7.12% 82
PGR Progressive Corp 1.57% 205.50 +1.65% -3.74% -7.64% -3.98% 46
COF Capital One Financial Corp 1.52% 200.20 +1.83% -1.10% -7.83% -16.72% 43
BNY Bank of New York Mellon Corp 1.30% 150.15 -0.03% -2.37% -7.93% +30.43% 39
CME CME Group 1.28% 264.48 -1.65% -4.18% -5.87% -0.83% 63
PNC PNC Bank 1.26% 225.64 +1.03% -3.23% -7.78% +9.77% 45
BX Blackstone Inc 1.21% 118.42 +1.03% -5.23% -17.30% -21.56% 1
USB U.S. Bancorp 1.21% 59.33 +1.59% -1.22% -5.53% +12.34% 70
MRSH Marsh & Mclennan Companies 1.07% 171.12 +0.70% -2.22% -11.46% -6.82% 16
ICE Intercontinental Exchange 1.05% 154.31 -1.67% -0.75% -4.70% -4.42% 75
HOOD Robinhood Markets Inc Cl A 0.97% 119.40 -1.18% -0.35% +10.01% +5.57% 99
AON AON Plc 0.95% 277.99 +0.69% -5.97% -21.47% -20.85% 0
MCO Moody's Corp 0.90% 468.70 +0.29% +0.02% -8.91% -7.83% 29
KKR KKR & Company LP 0.87% 96.67 +1.08% -2.17% -10.90% -23.88% 18
TRV The Travelers Companies 0.87% 363.04 +0.18% -3.09% -2.19% +25.62% 88
TFC Truist Financial Corp 0.86% 47.66 +1.02% -1.85% -5.94% -1.14% 61
APO Apollo Asset Management 0.82% 121.69 +0.83% -3.35% -8.96% -15.24% 28
ALL Allstate Corp 0.76% 227.60 +0.19% -8.90% -12.70% +10.48% 13
AJG Arthur J. Gallagher & Company 0.74% 231.10 +1.75% -3.50% -12.80% -10.13% 12
AFL Aflac Inc 0.72% 113.72 -0.25% -2.24% -3.18% +4.21% 80
FITB Fifth Third Bancorp 0.65% 52.10 +1.24% -1.53% -5.44% +12.31% 71
MET Metlife Inc 0.64% 97.70 +0.46% +0.68% +1.22% +25.61% 95
STT State Street Corp 0.62% 181.34 +0.14% -0.84% -6.34% +42.43% 54
MSCI MSCI Inc 0.58% 551.36 -0.85% -0.27% -2.28% -3.17% 87
AMP Ameriprise Financial Services 0.55% 493.00 +1.62% -9.43% -12.01% +1.21% 14
IBKR Interactive Brokers 0.53% 89.24 -0.65% -1.60% -7.94% +39.05% 38
AIG American International Group 0.53% 74.17 -0.87% -1.54% -3.64% -12.79% 79
NDAQ Nasdaq Inc 0.53% 93.55 -1.06% +0.01% -5.95% -3.38% 59
PYPL Paypal Holdings 0.50% 55.04 +4.64% +5.02% -10.73% -5.44% 21
XYZ Block Inc 0.50% 76.42 -0.42% +0.18% -8.04% +17.41% 37
PRU Prudential Financial Inc 0.50% 119.45 +0.59% +0.89% -0.66% +8.74% 91
HIG The Hartford Insurance Group 0.48% 124.23 -1.16% -5.81% -10.79% -9.03% 20
COIN Coinbase Global Cl A 0.47% 195.11 -2.06% +0.44% +7.33% -13.72% 97
HBAN Huntington Bancshares 0.47% 15.64 +2.16% -1.51% -8.22% -8.94% 34
MTB M&T Bank Corp 0.46% 221.19 +1.16% -2.69% -7.83% +11.32% 42
ACGL Arch Capital Grp Ltd 0.43% 94.66 -0.38% -2.30% -6.02% -1.31% 58
NTRS Northern Trust Corp 0.43% 175.73 +0.70% -1.21% -5.92% +29.98% 62
CBOE CBOE Global Markets 0.41% 258.03 -3.57% -5.44% -17.12% +3.27% 3
FISV Fiserv Inc 0.38% 46.48 +1.09% -1.50% -11.38% -30.80% 17
CFG Citizens Financial Group 0.38% 65.53 +1.24% -2.25% -7.04% +13.79% 51
ARES Ares Management LP 0.37% 122.01 +1.58% -1.45% -14.07% -23.49% 7
RJF Raymond James Financial 0.36% 159.87 +0.70% -2.96% -9.52% +0.26% 24
CINF Cincinnati Financial 0.35% 162.54 +0.13% -3.27% -5.71% +0.11% 66
SYF Synchrony Financial 0.34% 72.94 +1.94% -2.80% -8.57% -11.86% 30
RF Regions Financial Corp 0.33% 27.62 +1.32% -3.09% -9.12% +3.88% 26
WTW Willis Towers Watson Public 0.33% 293.99 +0.12% -5.16% -14.32% -10.24% 5
CPAY Corpay Inc 0.33% 398.11 -0.55% +0.09% -2.17% +32.29% 89
TROW T Rowe Price Group 0.31% 105.51 +1.19% +1.30% -6.25% +4.59% 55
PFG Principal Financial Group 0.29% 114.77 +0.54% -2.46% +3.06% +32.33% 96
KEY Keycorp 0.28% 20.61 +1.78% -0.96% -5.81% +1.84% 64
WRB W.R. Berkley Corp 0.27% 66.82 -0.70% -4.39% -2.69% -3.73% 83
FIS Fidelity National Information Services 0.27% 35.41 +1.20% -0.59% -12.87% -46.26% 11
L Loews Corp 0.24% 104.82 -0.24% -2.74% -5.53% -0.35% 68
BRO Brown & Brown 0.23% 60.82 +0.81% -6.46% -16.43% -23.29% 4
GPN Global Payments Inc 0.21% 86.49 +1.38% +1.68% -6.96% +12.11% 53
EG Everest Re Group 0.18% 370.43 -0.41% -1.18% -2.46% +9.84% 86
GL Globe Life Inc 0.17% 167.04 -0.17% -3.68% -4.85% +19.95% 74
AIZ Assurant Inc 0.17% 265.00 +1.20% -6.10% -7.86% +10.47% 41
IVZ Invesco Limited 0.17% 30.92 +0.78% +1.28% -6.25% +19.58% 57
BEN Franklin Resources 0.13% 33.02 +1.44% +0.03% -5.68% +40.24% 67
JKHY Jack Henry & Assoc 0.12% 147.79 +0.03% -4.56% -13.96% -18.35% 8
FDS Factset Research Systems 0.12% 273.08 +0.67% -3.79% -7.22% -4.95% 50
ERIE Erie Indemnity Company 0.08% 222.86 +1.78% -6.77% -13.38% -21.40% 9

RS rank = the constituent's 21-day return percentile within the index (100 = strongest of the covered names). Weight is the index weight; returns use adjusted closes. Default sort: weight.

Other ETFs & indices

Dispersion is computed across the constituents we cover in our data lake (see coverage badge). Decision-support, not investment advice.

FAQ · from the current data

XLF dispersion — data Q&A

Is XLF's move broad or carried by a few names (21 sessions)?

As of 2026-09-25: over 21 sessions the fund returned -5.87% while its median constituent returned -7.32% — a dispersion of 5.14 pp; 36% of 76 members beat the fund. Broad decline - breadth is falling with price.

How did XLF's members trade in the last session?

As of 2026-09-25: fund +0.57%, median member +0.69%, 53 advancers vs 23 decliners.

What does the dispersion page for XLF measure?

It splits the fund into its members: the fund's own return against the median constituent, how many members beat the fund, advancers vs decliners, and a cumulative advance/decline line that tends to lead price. A firm fund price with a weak median and a falling A/D line is a narrow, top-heavy tape; a broad move shows the median keeping up. 76 constituents covered, re-baked nightly from the Closelooknet lake.

Is this investment advice?

No — a data surface in an investment research diary. It describes breadth inside a fund; it makes no recommendation.