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Essent Group Ltd (ESNT) — chart, structure and Closelooknet read

The Closelooknet read

Essent provides private mortgage insurance and reinsurance, plus title insurance and settlement services, to lenders, borrowers and investors across the United States. It operates through a Mortgage Insurance segment and a Reinsurance segment, covering primary, pool and master mortgage policies.

Detail below: the desk's view, the earnings record, peers and the company snapshot; daily prices on the price-history tab. Agents can buy the score depth per call over HTTP 402 — see the catalogue. Research diary readings, not advice.

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Signals for this name

Every Closelooknet reading that exists for ESNT, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 4 macro readings: Money Temperature, Factor regime, Sector × region …

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 44/100 · S&P 500 fund at 48, above its 200-day averageEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-11-05
  • Factor regime Defensive rotation — low-vol leading, regime-change watchMomentum against low volatility (SPMO / SPLV): below its 50-day trend, 73th percentile of the window, -21.7% over 20 sessions. Factor regime → 2026-11-04
  • Sector × region Financials in US: +1.0% week · +7.0% month · +0.2% quarter · +10.0% yearThe Sector Engine cell this name lives in, from XLF.US; the 11 × 4 matrix shows where its sector is being bought and where it is being sold. Sector Engine → 2026-11-05
  • Sovereign pressure Index -1.79 · down 2.53 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-11-04
How it trades on rate days beta 0.58 to TLT · on the worst bond days it held up better than the market

How it trades on rate days

How ESNT has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.58 — tends to move with bonds for every 1% move in TLT (20+ year Treasuries), Essent Group Ltd moved 0.58% on average · correlation 0.23 · higher than 52% of US names
  • Beta, last 3 months 0.91 more rate-sensitive lately than over the year
  • On the 10 worst bond days −0.40% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days −1.82% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Insurance - Specialty · US · 3 names with week and year-to-date

Peer group

Insurance - Specialty · US

Names in the same industry from the Closelooknet universe; scored names rank on their Closelooknet score, the rest on trend state.

Compared against ESNT on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Essent Group Ltd

ESNT in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Essent provides private mortgage insurance and reinsurance, plus title insurance and settlement services, to lenders, borrowers and investors across the United States. It operates through a Mortgage Insurance segment and a Reinsurance segment, covering primary, pool and master mortgage policies. It also supplies underwriting consulting, contract underwriting and credit risk management services to third-party reinsurers and originators. Essent was founded in 2008 and is based in Hamilton, Bermuda.
Where it sits in the stack
Essent holds no seat in our AI-focused index; it belongs to the specialty insurance sleeve of our broader universe, where its business is mortgage-risk coverage rather than any part of the compute build-out.
Who it is priced against
Closelooknet's peer group does not list a comparison set for Essent; the market usually names MGIC Investment as the closest comparable private mortgage insurer.
Why Closelooknet tracks it
Essent carries no index seat and no Closelooknet score, and the diary has not quoted it in any edition to date.
What the diary watches
The diary watches mortgage origination volumes and housing turnover, since these drive demand for the private mortgage insurance Essent underwrites.

Essent Group Ltd (ESNT) trades on US exchanges, classified under Financial Services.

The Closelooknet company score reads 67/100 composite (momentum 77, quality 80, valuation 75) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Dividends and capital return trailing yield 1.96%, quarterly · buybacks 588 m USD in FY2025

Dividends and capital return

What ESNT pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 1.36 USD per share · a 1.96% yield on the 2026-11-04 close 4 distributions, paid quarterly 2026-11-04
  • Change on the year +46.2% against the prior twelve months prior twelve months 0.93 USD per share
  • Last distribution 0.35 USD per share as the price series records it, within days of the ex-date 2026-08-31
  • By calendar year 2025: 1.24 USD (partial) · 2026: 1.05 USD to date first distribution recorded in the three-year window: 2025-03-14
  • Dividends paid, FY2025 122 m USD 25% of earnings
  • Buybacks, FY2025 588 m USD 9.7% of today's market value
  • Share count −6.1% in FY2025 21 m USD of stock-based compensation in the year
  • Capital returned 710 m USD · 84% of free cash flow dividends and buybacks together, against the year’s free cash flow

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-11-05

Quick answers

What is Essent Group Ltd (ESNT)?

Essent Group Ltd trades as ESNT on the US exchange (US) and is classified under Financial Services in the Closelooknet research universe, as of the registry build of 2026-11-05.

Is ESNT in a Closelooknet index?

Not currently — Essent Group Ltd is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-11-05.

What is Essent Group Ltd's Closelooknet composite score?

67 out of 100, with momentum 77, quality 80 and valuation 75 sub-scores, as of 2026-11-05. Scores are Closelooknet's own research readings, not ratings or investment advice.

Where does ESNT trade against its moving averages?

Essent Group Ltd trades 5.6% above its 50-day and 10.8% above its 200-day moving average (6.1% above its 20-day). As of 2026-11-04 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Essent Group Ltd compare with its peers?

Against its peer group (Insurance - Specialty · US), Essent Group Ltd (ESNT) sits 1.0% below its 52-week high, 5.6% above its 50-day average; Enact Holdings Inc (ACT) is 4.1% below, Radian Group Inc (RDN) is 10.3% below, NMI Holdings Inc (NMIH) is 5.9% below, as of 2026-11-04. Put any of them next to ESNT in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

How does Essent Group Ltd trade when bond yields rise?

Over the past year Essent Group Ltd had a beta of 0.58 to TLT, the long-dated Treasury fund — it tends to move with bonds, higher than 52% of US names. On the 10 sessions in which long bonds fell most it moved −0.40% on average, against −0.74% for the S&P 500. As of 2026-11-04; The "How it trades on rate days" block on this page carries the lines.

What does Essent Group Ltd do?

Essent provides private mortgage insurance and reinsurance, plus title insurance and settlement services, to lenders, borrowers and investors across the United States. It operates through a Mortgage Insurance segment and a Reinsurance segment, covering primary, pool and master mortgage policies. It also supplies underwriting consulting, contract underwriting and credit risk management services to third-party reinsurers and originators. Closelooknet's peer group does not list a comparison set for Essent; the market usually names MGIC Investment as the closest comparable private mortgage insurer. (Company snapshot of 2026-09-17.)

Where does Essent Group Ltd sit in the AI build-out?

Essent holds no seat in our AI-focused index; it belongs to the specialty insurance sleeve of our broader universe, where its business is mortgage-risk coverage rather than any part of the compute build-out. Essent carries no index seat and no Closelooknet score, and the diary has not quoted it in any edition to date. (Company snapshot of 2026-09-17.)

Does Essent Group Ltd pay a dividend?

Essent Group Ltd has paid 1.36 USD per share over the last twelve months, paid quarterly, a trailing yield of 1.96% on the 2026-11-04 close; the last distribution recorded in the price series was 0.35 USD on 2026-08-31. In fiscal 2025 the company paid 122 m USD in dividends and bought back 588 m USD of its own shares, 84% of that year’s free cash flow. The share count fell 6.1% over the fiscal year. As of 2026-11-04; the "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for ESNT, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

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Related in the Closelooknet universe

then Insurance - Specialty, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.