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Enact Holdings Inc (ACT) — chart, structure and Closelooknet read

The Closelooknet read

Enact Holdings writes private mortgage insurance in the United States, covering prime residential loans that lenders underwrite individually. It also provides pool mortgage insurance, contract underwriting services and mortgage-related reinsurance.

Detail below: the desk's view, the earnings record, peers and the company snapshot; daily prices on the price-history tab. Agents can buy the score depth per call over HTTP 402 — see the catalogue. Research diary readings, not advice.

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Signals for this name

Every Closelooknet reading that exists for ACT, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 4 macro readings: Money Temperature, Factor regime, Sector × region …

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 46/100 · S&P 500 fund at 50, above its 200-day averageEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-11-02
  • Factor regime Defensive rotation — low-vol leading, regime-change watchMomentum against low volatility (SPMO / SPLV): below its 50-day trend, 76th percentile of the window, -20.6% over 20 sessions. Factor regime → 2026-11-02
  • Sector × region Financials in US: +2.7% week · +7.6% month · −0.2% quarter · +11.4% yearThe Sector Engine cell this name lives in, from XLF.US; the 11 × 4 matrix shows where its sector is being bought and where it is being sold. Sector Engine → 2026-11-02
  • Sovereign pressure Index -1.63 · down 2.22 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-11-02
How it trades on rate days beta 0.45 to TLT · on the worst bond days it held up better than the market

How it trades on rate days

How ACT has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.45 — tends to move with bonds for every 1% move in TLT (20+ year Treasuries), Enact Holdings Inc moved 0.45% on average · correlation 0.19 · higher than 38% of US names
  • Beta, last 3 months 0.48 about the same as over the year
  • On the 10 worst bond days −0.31% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days −1.05% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Insurance - Specialty · US · 3 names with week and year-to-date

Peer group

Insurance - Specialty · US

Names in the same industry from the Closelooknet universe; scored names rank on their Closelooknet score, the rest on trend state.

Compared against ACT on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Enact Holdings Inc

ACT in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Enact Holdings writes private mortgage insurance in the United States, covering prime residential loans that lenders underwrite individually. It also provides pool mortgage insurance, contract underwriting services and mortgage-related reinsurance. Its customers include large banks, non-bank lenders, mortgage bankers, community banks and credit unions. It is based in Raleigh, North Carolina, and operates as a subsidiary of Genworth Holdings.
Where it sits in the stack
Enact sits outside our AI-build-out indices; it belongs to the specialty-insurance sleeve of the wider universe the diary tracks, within financial services. It is not a constraint on or customer of any layer in our index.
Who it is priced against
The diary has not yet set a peer group for Enact; the market compares it with the other listed private mortgage insurers, chiefly MGIC and Radian.
Why Closelooknet tracks it
Enact carries no seat in our index and no Closelooknet score; the diary follows it purely as a specialty-insurance name sitting outside the AI build-out coverage.
What the diary watches
The diary watches whether mortgage origination activity and credit performance shift enough to change the read on its underwriting book.

Enact Holdings Inc (ACT) trades on US exchanges, classified under Financial Services.

The Closelooknet company score reads 66/100 composite (momentum 75, quality 81, valuation 71) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Dividends and capital return trailing yield 1.87%, quarterly · buybacks 382 m USD in FY2025

Dividends and capital return

What ACT pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 0.90 USD per share · a 1.87% yield on the 2026-11-02 close 4 distributions, paid quarterly 2026-11-02
  • Change on the year +48.8% against the prior twelve months prior twelve months 0.61 USD per share
  • Last distribution 0.24 USD per share as the price series records it, within days of the ex-date 2026-08-20
  • By calendar year 2025: 0.82 USD (partial) · 2026: 0.69 USD to date first distribution recorded in the three-year window: 2025-02-21
  • Dividends paid, FY2025 121 m USD 24% of earnings
  • Buybacks, FY2025 382 m USD 5.9% of today's market value
  • Share count −5.2% in FY2025 19 m USD of stock-based compensation in the year
  • Capital returned 503 m USD · 69% of free cash flow dividends and buybacks together, against the year’s free cash flow

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-11-03

Quick answers

What is Enact Holdings Inc (ACT)?

Enact Holdings Inc trades as ACT on the US exchange (US) and is classified under Financial Services in the Closelooknet research universe, as of the registry build of 2026-11-03.

Is ACT in a Closelooknet index?

Not currently — Enact Holdings Inc is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-11-03.

What is Enact Holdings Inc's Closelooknet composite score?

66 out of 100, with momentum 75, quality 81 and valuation 71 sub-scores, as of 2026-11-03. Scores are Closelooknet's own research readings, not ratings or investment advice.

Where does ACT trade against its moving averages?

Enact Holdings Inc trades 1.3% above its 50-day and 9.2% above its 200-day moving average (3.2% above its 20-day). As of 2026-11-02 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Enact Holdings Inc compare with its peers?

Against its peer group (Insurance - Specialty · US), Enact Holdings Inc (ACT) sits 4.3% below its 52-week high, 1.3% above its 50-day average; Essent Group Ltd (ESNT) is 2.6% below, Radian Group Inc (RDN) is 11.3% below, NMI Holdings Inc (NMIH) is 7.1% below, as of 2026-11-02. Put any of them next to ACT in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

How does Enact Holdings Inc trade when bond yields rise?

Over the past year Enact Holdings Inc had a beta of 0.45 to TLT, the long-dated Treasury fund — it tends to move with bonds, higher than 38% of US names. On the 10 sessions in which long bonds fell most it moved −0.31% on average, against −0.74% for the S&P 500. As of 2026-11-02; The "How it trades on rate days" block on this page carries the lines.

What does Enact Holdings Inc do?

Enact Holdings writes private mortgage insurance in the United States, covering prime residential loans that lenders underwrite individually. It also provides pool mortgage insurance, contract underwriting services and mortgage-related reinsurance. Its customers include large banks, non-bank lenders, mortgage bankers, community banks and credit unions. The diary has not yet set a peer group for Enact; the market compares it with the other listed private mortgage insurers, chiefly MGIC and Radian. (Company snapshot of 2026-09-17.)

Where does Enact Holdings Inc sit in the AI build-out?

Enact sits outside our AI-build-out indices; it belongs to the specialty-insurance sleeve of the wider universe the diary tracks, within financial services. It is not a constraint on or customer of any layer in our index. Enact carries no seat in our index and no Closelooknet score; the diary follows it purely as a specialty-insurance name sitting outside the AI build-out coverage. (Company snapshot of 2026-09-17.)

Does Enact Holdings Inc pay a dividend?

Enact Holdings Inc has paid 0.90 USD per share over the last twelve months, paid quarterly, a trailing yield of 1.87% on the 2026-11-02 close; the last distribution recorded in the price series was 0.24 USD on 2026-08-20. In fiscal 2025 the company paid 121 m USD in dividends and bought back 382 m USD of its own shares, 69% of that year’s free cash flow. The share count fell 5.2% over the fiscal year. As of 2026-11-02; the "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for ACT, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

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Related in the Closelooknet universe

then Insurance - Specialty, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.