Essent Group Ltd (ESNT) — Quality & forensics

As of 2026-09-18 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

66 /100 composite · 7 modules · general weight set

Valuation 76
Quality 80
Growth 45
Balance sheet 77
Cash quality 31
Capital allocation 81
Momentum 73

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

4.60 Altman Z-Score

Sits in the safe zone (above 2.99). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

5/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-1.85 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the ESNT chart & overview · the earnings record

FAQ · from the current data · as of 2026-09-18

Quick answers

What is Essent Group Ltd's Closelook quality reading?

The composite reads 66/100 across 7 modules, as of 2026-09-18: valuation 76, quality 80, growth 45, balance sheet 77, cash quality 31, capital allocation 81, momentum 73. Closelook scores are research diary readings, not ratings or investment advice.

What is Essent Group Ltd's Altman Z-Score?

4.60, which sits in the safe zone (above 2.99) as of 2026-09-18. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Essent Group Ltd's Piotroski F-Score?

5 of 9, as of 2026-09-18. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Essent Group Ltd's Beneish M-Score indicate?

-1.85 — below the −1.78 manipulation-risk threshold, as of 2026-09-18. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.

Related in the Closelook universe

then Insurance - Specialty, then Financial Services. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.