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UnitedHealth Group Incorporated (UNH) — chart, structure and Closelooknet read

The Closelooknet read

UnitedHealth Group runs four segments: Optum Health delivers and manages care, Optum Insight sells software and consulting to health systems, Optum Rx manages pharmacy benefits, and UnitedHealthcare sells insurance plans to employers, individuals and government programmes. It is based in Eden Prairie, Minnesota, and operates across the United States and internationally.

Detail below: the desk's view, the earnings record, peers and the company snapshot; daily prices on the price-history tab. Research diary readings, not advice.

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Our record on UNH

Every scored call, pick and trade this diary has made on UnitedHealth Group Incorporated, with the outcome where it is known.

Signals for this name

Every Closelooknet reading that exists for UNH, from the same nightly bakes the boards use. Research diary readings, not advice.

Mentioned on Closelooknet 5 pieces · newest: Midday 10, “Chips — the open follows Seoul, then turns: chip index from −2.4% to +0.7%; small caps +1.6%” (2026-10-20)

Mentioned on Closelooknet

Where UNH appears in the diary — 5 pieces, newest first. Every link is our own writing.

Dailies

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 47/100 · S&P 500 fund at 48, above its 200-day averageEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-11-06
  • Factor regime Defensive rotation — low-vol leading, regime-change watchMomentum against low volatility (SPMO / SPLV): below its 50-day trend, 60th percentile of the window, -22.8% over 20 sessions. Factor regime → 2026-11-06
  • Sovereign pressure Index -1.91 · down 2.45 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-11-06
How it trades on rate days beta 0.35 to TLT · on the worst bond days it moved with the market

How it trades on rate days

How UNH has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.35 — shows only a loose link to bond moves for every 1% move in TLT (20+ year Treasuries), UnitedHealth Group Incorporated moved 0.35% on average · correlation 0.10 · higher than 25% of US names
  • Beta, last 3 months 0.38 about the same as over the year
  • On the 10 worst bond days −0.53% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days +1.00% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Healthcare Plans · US · 5 names with week and year-to-date

Peer group

Healthcare Plans · US

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against UNH on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — UnitedHealth Group Incorporated

UNH in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
UnitedHealth Group runs four segments: Optum Health delivers and manages care, Optum Insight sells software and consulting to health systems, Optum Rx manages pharmacy benefits, and UnitedHealthcare sells insurance plans to employers, individuals and government programmes. It is based in Eden Prairie, Minnesota, and operates across the United States and internationally.
Where it sits in the stack
UnitedHealth carries no seat in Rubin, our index for the AI build-out, and sits outside the compute layers the diary tracks there. It belongs instead to the wider universe as a healthcare-insurance and services name, distinct from the semiconductor and data-centre sleeves Rubin follows.
Who it is priced against
The diary holds no peer group for UnitedHealth in this instance; the comparison the market usually draws is with CVS Health as another diversified health-services company spanning insurance and pharmacy.
Why Closelooknet tracks it
UnitedHealth holds a seat in the Dow Jones Industrial Average, a benchmark index the diary tracks outside its own Rubin index. It carries no Closelooknet score and no Rubin seat, and the diary has not yet quoted it in its editions.
What the diary watches
The diary watches whether the recent downgrade to underweight and the stock's position below its 50-day average persist, or whether the move back above its 200-day average holds.

UnitedHealth Group Incorporated (UNH) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: UNH news on the tape · index compare · sector dispersion · scanner.

The Street on this name 5 analyst actions on the wire · latest: price target by Morgan Stanley, 2026-10-27 · last print 2026-10-13

The Street on this name

Analyst actions and the latest print for UNH from the Closelooknet wires — third-party opinions on the record, not our readings.

  • Price target Morgan Stanley — target 531 from 529 Target raised to $531 from $529 (+29.3% to spot) 2026-10-27
  • Price target RBC Capital — target 498 Target set to $498 (+22.4% to spot) 2026-10-20
  • Price target Bernstein SocGen Group — target 500 Target set to $500 (+24.8% to spot) 2026-10-16
  • Latest print EPS 4.69 against 4.14 expected — a +13.3% beat 2026-10-13

5 actions on the analyst wire since 2026-08-13: 2 downgrades, 3 target changes. Analyst wire → · Earnings wire →

Dividends and capital return trailing yield 2.30%, quarterly · last 2.32 USD on 2026-09-14

Dividends and capital return

What UNH pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 9.06 USD per share · a 2.30% yield on the 2026-11-06 close 4 distributions, paid quarterly 2026-11-06
  • Change on the year +5.1% against the prior twelve months prior twelve months 8.62 USD per share
  • Last distribution 2.32 USD per share as the price series records it, within days of the ex-date 2026-09-14
  • By calendar year 2023: 1.88 USD (partial) · 2024: 8.18 USD · 2025: 8.73 USD · 2026: 6.85 USD to date first distribution recorded in the three-year window: 2023-12-01

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-11-07

Quick answers

What is UnitedHealth Group Incorporated (UNH)?

UnitedHealth Group Incorporated trades as UNH on the US exchange (US) in the Closelooknet research universe, as of the registry build of 2026-11-07.

Is UNH in a Closelooknet index?

Not currently — UnitedHealth Group Incorporated is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-11-07.

What is UnitedHealth Group Incorporated's earnings print record?

Across the 11 prints Closelooknet covers, UnitedHealth Group Incorporated beat EPS estimates 9 times and revenue estimates 6 times; the three-day reactions split 3 up, 5 flat and 3 down (moves beyond ±3%), as of the 2026-10-13 card. The full print-record card carries the per-print history.

Where does UNH trade against its moving averages?

UnitedHealth Group Incorporated trades 1.0% above its 50-day and 8.3% above its 200-day moving average (2.6% below its 20-day). As of 2026-11-06 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does UnitedHealth Group Incorporated compare with its peers?

Against its peer group (Healthcare Plans · US), UnitedHealth Group Incorporated (UNH) sits 14.6% below its 52-week high, 1.0% above its 50-day average; Progyny Inc (PGNY) is 1.9% below, Clover Health Investments Corp (CLOV) is 13.8% below, Oscar Health Inc (OSCR) is 20.4% below, as of 2026-11-06. Put any of them next to UNH in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

How does UnitedHealth Group Incorporated trade when bond yields rise?

Over the past year UnitedHealth Group Incorporated had a beta of 0.35 to TLT, the long-dated Treasury fund — it shows only a loose link to bond moves, higher than 25% of US names. On the 10 sessions in which long bonds fell most it moved −0.53% on average, against −0.74% for the S&P 500. As of 2026-11-06; The "How it trades on rate days" block on this page carries the lines.

Where has Closelooknet written about UnitedHealth Group Incorporated?

UnitedHealth Group Incorporated appears in 5 Closelooknet pieces as of 2026-11-07, most recently Midday 10: Chips — the open follows Seoul, then turns: chip index from −2.4% to +0.7%; small caps +1.6% (2026-10-20); Morning 10: AI Trade — Asia bounces, Kospi +3.3%; Nasdaq-100 holds its support line, Jakarta −10.8% on MSCI (2026-10-16); Midday 10: Chips — SOXX −3.7%, now 20% below its June high; software −2.4% as hot inflation and BlackRock weigh (2026-10-14). What Closelooknet said most recently: Health care — the strongest sector fund today: XLV +2.3%, Lilly +4.7%, Bristol-Myers +4.2%, UnitedHealth +3.5% (Midday 10, 2026-10-20). The "Mentioned on Closelooknet" block on this page lists the long reads, the reference entries and the dailies that name it.

What does UnitedHealth Group Incorporated do?

UnitedHealth Group runs four segments: Optum Health delivers and manages care, Optum Insight sells software and consulting to health systems, Optum Rx manages pharmacy benefits, and UnitedHealthcare sells insurance plans to employers, individuals and government programmes. It is based in Eden Prairie, Minnesota, and operates across the United States and internationally. The diary holds no peer group for UnitedHealth in this instance; the comparison the market usually draws is with CVS Health as another diversified health-services company spanning insurance and pharmacy. (Company snapshot of 2026-09-17.)

Where does UnitedHealth Group Incorporated sit in the AI build-out?

UnitedHealth carries no seat in Rubin, our index for the AI build-out, and sits outside the compute layers the diary tracks there. It belongs instead to the wider universe as a healthcare-insurance and services name, distinct from the semiconductor and data-centre sleeves Rubin follows. UnitedHealth holds a seat in the Dow Jones Industrial Average, a benchmark index the diary tracks outside its own Rubin index. It carries no Closelooknet score and no Rubin seat, and the diary has not yet quoted it in its editions. (Company snapshot of 2026-09-17.)

Does UnitedHealth Group Incorporated pay a dividend?

UnitedHealth Group Incorporated has paid 9.06 USD per share over the last twelve months, paid quarterly, a trailing yield of 2.30% on the 2026-11-06 close; the last distribution recorded in the price series was 2.32 USD on 2026-09-14. As of 2026-11-06; the "Dividends and capital return" block on this page carries the lines.

What has Wall Street done on UnitedHealth Group Incorporated recently?

The most recent analyst action on UnitedHealth Group Incorporated on the Closelooknet wire is a price target by Morgan Stanley on 2026-10-27 (target 531 from 529). 5 actions on the analyst wire since 2026-08-13: 2 downgrades, 3 target changes. Its latest earnings print on the wire, 2026-10-13: EPS 4.69 against 4.14 expected — a +13.3% beat. Analyst actions are third-party opinions recorded by the wire, not Closelooknet readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for UNH, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

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Related in the Closelooknet universe

then Healthcare Plans, then Healthcare. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.