Joint Stock Company Kaspi.kz (KSPI) — Quality & forensics

As of 2026-09-03 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

68 /100 composite · 7 modules · general weight set

Valuation 96
Quality 84
Growth 53
Balance sheet 42
Cash quality 27
Capital allocation 87
Momentum 86

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

1.26 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

6/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-2.64 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the KSPI chart & overview

FAQ · from the current data · as of 2026-09-03

Quick answers

What is Joint Stock Company Kaspi.kz's Closelook quality reading?

The composite reads 68/100 across 7 modules, as of 2026-09-03: valuation 96, quality 84, growth 53, balance sheet 42, cash quality 27, capital allocation 87, momentum 86. Closelook scores are research diary readings, not ratings or investment advice.

What is Joint Stock Company Kaspi.kz's Altman Z-Score?

1.26, which sits in the distress zone (below 1.81) as of 2026-09-03. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Joint Stock Company Kaspi.kz's Piotroski F-Score?

6 of 9, as of 2026-09-03. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Joint Stock Company Kaspi.kz's Beneish M-Score indicate?

-2.64 — below the −1.78 manipulation-risk threshold, as of 2026-09-03. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.