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Joint Stock Company Kaspi.kz (KSPI) — Quality & forensics

As of 2026-11-02 — refreshed nightly. Closelooknet readings from an investment research diary, not ratings or advice.

The Closelooknet module scores

68 /100 composite · 7 modules · general weight set

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

1.26 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

6/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-2.64 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the KSPI chart & overview · the earnings record

FAQ · from the current data · as of 2026-11-02

Quick answers

What is Joint Stock Company Kaspi.kz's Closelooknet quality reading?

The composite reads 68/100 across 7 modules, as of 2026-11-02: valuation 97, quality 86, growth 57, balance sheet 41, cash quality 29, capital allocation 90, momentum 72. Closelooknet scores are research diary readings, not ratings or investment advice.

What is Joint Stock Company Kaspi.kz's Altman Z-Score?

1.26, which sits in the distress zone (below 1.81) as of 2026-11-02. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Joint Stock Company Kaspi.kz's Piotroski F-Score?

6 of 9, as of 2026-11-02. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Joint Stock Company Kaspi.kz's Beneish M-Score indicate?

-2.64 — below the −1.78 manipulation-risk threshold, as of 2026-11-02. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.

Related in the Closelooknet universe

then Software - Infrastructure. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.