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U.S. Bancorp (USB) — chart, structure and Closelooknet read

The Closelooknet read

U.S. Bancorp is a financial services holding company that serves individuals, businesses, institutions and governments across the United States.

Detail below: the desk's view, the earnings record, peers and the company snapshot; daily prices on the price-history tab. Research diary readings, not advice.

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Signals for this name

Every Closelooknet reading that exists for USB, from the same nightly bakes the boards use. Research diary readings, not advice.

Mentioned on Closelooknet 1 piece · newest: Dossier, “Agentic Infrastructure Software: The Orchestration Layer” (2026-02-24)

Mentioned on Closelooknet

Where USB appears in the diary — 1 piece, newest first. Every link is our own writing.

Go deeper

Long reads

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 47/100 · S&P 500 fund at 48, above its 200-day averageEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-11-06
  • Factor regime Defensive rotation — low-vol leading, regime-change watchMomentum against low volatility (SPMO / SPLV): below its 50-day trend, 60th percentile of the window, -22.8% over 20 sessions. Factor regime → 2026-11-06
  • Sovereign pressure Index -1.91 · down 2.45 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-11-06
How it trades on rate days beta 0.40 to TLT · on the worst bond days it held up better than the market

How it trades on rate days

How USB has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.40 — tends to move with bonds for every 1% move in TLT (20+ year Treasuries), U.S. Bancorp moved 0.40% on average · correlation 0.17 · higher than 30% of US names
  • Beta, last 3 months 0.54 about the same as over the year
  • On the 10 worst bond days −0.38% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days −0.14% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Banks - Regional · United States · 8 names with week and year-to-date

Peer group

Banks - Regional · United States

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against USB on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — U.S. Bancorp

USB in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
U.S. Bancorp is a financial services holding company that serves individuals, businesses, institutions and governments across the United States. It runs through segments covering wealth and institutional banking, consumer and business banking, payment services, and treasury support, offering deposits, lending, card processing, asset management and trust services. It was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Where it sits in the stack
U.S. Bancorp carries no seat in Rubin or Halo, our indices for the AI build-out; it sits outside the layers and sleeves the diary maps for that theme. Within our wider universe it belongs to the regional banking sector, a conventional lender rather than an infrastructure supplier to the build-out.
Who it is priced against
Closelooknet's peer group does not name a comparison set for this company. The market usually places it alongside other large regional lenders such as Wells Fargo, PNC and Truist.
Why Closelooknet tracks it
It holds a seat in the S&P 500 and does not carry a Closelooknet score. The diary's single mention of the ticker comes from a dossier that borrows the letters as shorthand for a USB-C adapter analogy, not as coverage of the bank itself.
What the diary watches
The diary watches for any substantive mention of the bank's own results or standing, since the one quote on file references the ticker rather than the company.

U.S. Bancorp (USB) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

The Street on this name 4 analyst actions on the wire · latest: price target by RBC Capital, 2026-10-16 · last print 2026-10-15

The Street on this name

Analyst actions and the latest print for USB from the Closelooknet wires — third-party opinions on the record, not our readings.

  • Price target RBC Capital — target 65 from 68 Target cut to $65 from $68 (+10.8% to spot) 2026-10-16
  • Price target Morgan Stanley — target 68 from 67 Target raised to $68 from $67 (+15.8% to spot) 2026-10-16
  • Price target Truist — target 67 from 69 Target cut to $67 from $69 (+19.1% to spot) 2026-10-01
  • Latest print EPS 1.34 against 1.32 expected — a +1.5% beat 2026-10-15

4 actions on the analyst wire since 2026-08-13: 4 target changes. Analyst wire → · Earnings wire →

Dividends and capital return trailing yield 3.53%, quarterly · last 0.54 USD on 2026-09-30

Dividends and capital return

What USB pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 2.10 USD per share · a 3.53% yield on the 2026-11-06 close 4 distributions, paid quarterly 2026-11-06
  • Change on the year +4.0% against the prior twelve months prior twelve months 2.02 USD per share
  • Last distribution 0.54 USD per share as the price series records it, within days of the ex-date 2026-09-30
  • By calendar year 2023: 0.49 USD (partial) · 2024: 1.98 USD · 2025: 2.04 USD · 2026: 1.58 USD to date first distribution recorded in the three-year window: 2023-12-28

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-11-07

Quick answers

What is U.S. Bancorp (USB)?

U.S. Bancorp trades as USB on the US exchange (United States) in the Closelooknet research universe, as of the registry build of 2026-11-07.

Is USB in a Closelooknet index?

Not currently — U.S. Bancorp is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-11-07.

Where does USB trade against its moving averages?

U.S. Bancorp trades 0.2% below its 50-day and 2.5% above its 200-day moving average (0.6% above its 20-day). As of 2026-11-06 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does U.S. Bancorp compare with its peers?

Against its peer group (Banks - Regional · United States), U.S. Bancorp (USB) sits 10.0% below its 52-week high, 0.2% below its 50-day average; Bank First National Corp (BFC) is 6.7% below, Bank Ozk (OZK) is 5.2% below, First Citizens BancShares, Inc. (FCNCA) is 6.4% below, as of 2026-11-06. Put any of them next to USB in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

How does U.S. Bancorp trade when bond yields rise?

Over the past year U.S. Bancorp had a beta of 0.40 to TLT, the long-dated Treasury fund — it tends to move with bonds, higher than 30% of US names. On the 10 sessions in which long bonds fell most it moved −0.38% on average, against −0.74% for the S&P 500. As of 2026-11-06; The "How it trades on rate days" block on this page carries the lines.

Where has Closelooknet written about U.S. Bancorp?

U.S. Bancorp appears in 1 Closelooknet piece as of 2026-11-07, most recently Dossier: Agentic Infrastructure Software: The Orchestration Layer (2026-02-24). What Closelooknet said most recently: MCP is the "USB-C of AI" — a universal adapter that standardizes how agents read and write to ERP, CRM, SQL, Slack, and every other enterprise system without custom code for each tool. (Dossier, 2026-02-24). The "Mentioned on Closelooknet" block on this page lists the long reads, the reference entries and the dailies that name it.

What does U.S. Bancorp do?

U.S. Bancorp is a financial services holding company that serves individuals, businesses, institutions and governments across the United States. It runs through segments covering wealth and institutional banking, consumer and business banking, payment services, and treasury support, offering deposits, lending, card processing, asset management and trust services. Closelooknet's peer group does not name a comparison set for this company. The market usually places it alongside other large regional lenders such as Wells Fargo, PNC and Truist. (Company snapshot of 2026-09-17.)

Where does U.S. Bancorp sit in the AI build-out?

U.S. Bancorp carries no seat in Rubin or Halo, our indices for the AI build-out; it sits outside the layers and sleeves the diary maps for that theme. Within our wider universe it belongs to the regional banking sector, a conventional lender rather than an infrastructure supplier to the build-out. It holds a seat in the S&P 500 and does not carry a Closelooknet score. The diary's single mention of the ticker comes from a dossier that borrows the letters as shorthand for a USB-C adapter analogy, not as coverage of the bank itself. (Company snapshot of 2026-09-17.)

Does U.S. Bancorp pay a dividend?

U.S. Bancorp has paid 2.10 USD per share over the last twelve months, paid quarterly, a trailing yield of 3.53% on the 2026-11-06 close; the last distribution recorded in the price series was 0.54 USD on 2026-09-30. As of 2026-11-06; the "Dividends and capital return" block on this page carries the lines.

What has Wall Street done on U.S. Bancorp recently?

The most recent analyst action on U.S. Bancorp on the Closelooknet wire is a price target by RBC Capital on 2026-10-16 (target 65 from 68). 4 actions on the analyst wire since 2026-08-13: 4 target changes. Its latest earnings print on the wire, 2026-10-15: EPS 1.34 against 1.32 expected — a +1.5% beat. Analyst actions are third-party opinions recorded by the wire, not Closelooknet readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for USB, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

How to use this chart

Toolbar

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Related in the Closelooknet universe

then Banks - Regional. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.