Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA.MC) — Quality & forensics

As of 2026-09-18 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

61 /100 composite · 7 modules · general weight set

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

1.77 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

5/8 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

2.52 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — above the −1.78 threshold the literature flags for earnings-manipulation risk. A screen, not an accusation.

FAQ · from the current data · as of 2026-09-18

Quick answers

What is Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's Closelook quality reading?

The composite reads 61/100 across 7 modules, as of 2026-09-18: valuation 78, quality 76, growth 60, balance sheet 36, cash quality 52, capital allocation 43, momentum 72. Closelook scores are research diary readings, not ratings or investment advice.

What is Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's Altman Z-Score?

1.77, which sits in the distress zone (below 1.81) as of 2026-09-18. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's Piotroski F-Score?

5 of 8, as of 2026-09-18. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's Beneish M-Score indicate?

2.52 — above the −1.78 threshold the literature flags for earnings-manipulation risk, as of 2026-09-18. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.

Related in the Closelook universe

then Insurance - Property & Casualty, then Financial Services. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.