Intact Financial Corporation (IFC.TO) — Quality & forensics

As of 2026-09-03 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

53 /100 composite · 7 modules · general weight set

Valuation 72
Quality 50
Growth 35
Balance sheet 66
Cash quality 38
Capital allocation 57
Momentum 53

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

1.96 Altman Z-Score

Sits in the grey zone (1.81–2.99). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

7/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

4.04 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — above the −1.78 threshold the literature flags for earnings-manipulation risk. A screen, not an accusation.

Continue: the IFC.TO chart & overview

FAQ · from the current data · as of 2026-09-03

Quick answers

What is Intact Financial Corporation's Closelook quality reading?

The composite reads 53/100 across 7 modules, as of 2026-09-03: valuation 72, quality 50, growth 35, balance sheet 66, cash quality 38, capital allocation 57, momentum 53. Closelook scores are research diary readings, not ratings or investment advice.

What is Intact Financial Corporation's Altman Z-Score?

1.96, which sits in the grey zone (1.81–2.99) as of 2026-09-03. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Intact Financial Corporation's Piotroski F-Score?

7 of 9, as of 2026-09-03. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Intact Financial Corporation's Beneish M-Score indicate?

4.04 — above the −1.78 threshold the literature flags for earnings-manipulation risk, as of 2026-09-03. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.