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C+ The full Closelook — membership. Open the C+ overview

Intact Financial Corporation (IFC.TO) — Quality & forensics

As of 2026-09-24 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

53 /100 composite · 7 modules · general weight set

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

1.91 Altman Z-Score

Sits in the grey zone (1.81–2.99). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

7/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

4.04 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — above the −1.78 threshold the literature flags for earnings-manipulation risk. A screen, not an accusation.

Continue: the IFC.TO chart & overview

FAQ · from the current data · as of 2026-09-24

Quick answers

What is Intact Financial Corporation's Closelook quality reading?

The composite reads 53/100 across 7 modules, as of 2026-09-24: valuation 71, quality 57, growth 37, balance sheet 66, cash quality 39, capital allocation 60, momentum 35. Closelook scores are research diary readings, not ratings or investment advice.

What is Intact Financial Corporation's Altman Z-Score?

1.91, which sits in the grey zone (1.81–2.99) as of 2026-09-24. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Intact Financial Corporation's Piotroski F-Score?

7 of 9, as of 2026-09-24. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Intact Financial Corporation's Beneish M-Score indicate?

4.04 — above the −1.78 threshold the literature flags for earnings-manipulation risk, as of 2026-09-24. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.

Related in the Closelook universe

then Insurance - Property & Casualty, then Financial Services. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.