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Citizens Financial Group, Inc. (CFG) — chart, structure and Closelooknet read

The Closelooknet read

Citizens Financial Group is a bank holding company offering retail and commercial banking across the United States, run through two segments. Consumer Banking covers deposits, mortgages, credit cards and wealth management delivered through call centres and digital platforms, while Commercial Banking covers lending, treasury management, foreign exchange and capital-markets services for corporations and institutions.

Detail below: the desk's view, the earnings record, peers and the company snapshot; daily prices on the price-history tab. Research diary readings, not advice.

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Signals for this name

Every Closelooknet reading that exists for CFG, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 47/100 · S&P 500 fund at 48, above its 200-day averageEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-11-06
  • Factor regime Defensive rotation — low-vol leading, regime-change watchMomentum against low volatility (SPMO / SPLV): below its 50-day trend, 60th percentile of the window, -22.8% over 20 sessions. Factor regime → 2026-11-06
  • Sovereign pressure Index -1.91 · down 2.45 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-11-06
How it trades on rate days beta 0.40 to TLT · on the worst bond days it moved with the market

How it trades on rate days

How CFG has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.40 — tends to move with bonds for every 1% move in TLT (20+ year Treasuries), Citizens Financial Group, Inc. moved 0.40% on average · correlation 0.15 · higher than 30% of US names
  • Beta, last 3 months 0.30 about the same as over the year
  • On the 10 worst bond days −0.55% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days +0.19% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Banks - Regional · United States · 8 names with week and year-to-date

Peer group

Banks - Regional · United States

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against CFG on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Citizens Financial Group, Inc.

CFG in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Citizens Financial Group is a bank holding company offering retail and commercial banking across the United States, run through two segments. Consumer Banking covers deposits, mortgages, credit cards and wealth management delivered through call centres and digital platforms, while Commercial Banking covers lending, treasury management, foreign exchange and capital-markets services for corporations and institutions. It serves individuals, small businesses, high-net-worth clients and sectors such as multifamily housing, healthcare and hospitality. The bank is headquartered in Providence, Rhode Island.
Where it sits in the stack
Citizens Financial Group carries no seat in Rubin, our index for the AI build-out; it sits instead in the regional banking sleeve of the wider financial-services universe the diary follows outside that build-out, as a lender to corporate and middle-market customers rather than a supplier into the compute chain.
Who it is priced against
Closelooknet's peer group is not filled in for this name; the market usually groups it with other large regional lenders, and KeyCorp is the name most often mentioned alongside it.
Why Closelooknet tracks it
Citizens sits in the S&P 500, the only index seat the diary carries for it. It has not been quoted in the diary and carries no Closelooknet score yet, so no module reading exists to report.
What the diary watches
The diary watches how the balance between consumer deposits and commercial lending shifts, since that split shapes the bank's exposure to rate cycles and business loan demand.

Citizens Financial Group, Inc. (CFG) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

The Street on this name 10 analyst actions on the wire · latest: price target by Evercore ISI, 2026-10-27 · last print 2026-10-16

The Street on this name

Analyst actions and the latest print for CFG from the Closelooknet wires — third-party opinions on the record, not our readings.

  • Price target Evercore ISI — target 74 from 78 Target cut to $74 from $78 (+13.2% to spot) 2026-10-27
  • Price target Truist — target 70 from 77 Target cut to $70 from $77 (+8.2% to spot) 2026-10-20
  • Price target Stephens — target 65 Target set to $65 (+3.6% to spot) 2026-10-20
  • Latest print EPS 1.41 against 1.39 expected — a +1.4% beat 2026-10-16

10 actions on the analyst wire since 2026-08-13: 10 target changes. Analyst wire → · Earnings wire →

Dividends and capital return trailing yield 3.00%, quarterly · last 0.52 USD on 2026-10-30

Dividends and capital return

What CFG pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 1.90 USD per share · a 3.00% yield on the 2026-11-06 close 4 distributions, paid quarterly 2026-11-06
  • Change on the year +10.5% against the prior twelve months prior twelve months 1.72 USD per share
  • Last distribution 0.52 USD per share as the price series records it, within days of the ex-date 2026-10-30
  • By calendar year 2024: 1.68 USD · 2025: 1.72 USD · 2026: 1.90 USD to date first distribution recorded in the three-year window: 2024-01-30

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-11-07

Quick answers

What is Citizens Financial Group, Inc. (CFG)?

Citizens Financial Group, Inc. trades as CFG on the US exchange (United States) in the Closelooknet research universe, as of the registry build of 2026-11-07.

Is CFG in a Closelooknet index?

Not currently — Citizens Financial Group, Inc. is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-11-07.

Where does CFG trade against its moving averages?

Citizens Financial Group, Inc. trades 3.9% below its 50-day and 3.4% below its 200-day moving average (1.4% below its 20-day). As of 2026-11-06 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Citizens Financial Group, Inc. compare with its peers?

Against its peer group (Banks - Regional · United States), Citizens Financial Group, Inc. (CFG) sits 16.0% below its 52-week high, 3.9% below its 50-day average; Bank First National Corp (BFC) is 6.7% below, Bank Ozk (OZK) is 5.2% below, First Citizens BancShares, Inc. (FCNCA) is 6.4% below, as of 2026-11-06. Put any of them next to CFG in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

How does Citizens Financial Group, Inc. trade when bond yields rise?

Over the past year Citizens Financial Group, Inc. had a beta of 0.40 to TLT, the long-dated Treasury fund — it tends to move with bonds, higher than 30% of US names. On the 10 sessions in which long bonds fell most it moved −0.55% on average, against −0.74% for the S&P 500. As of 2026-11-06; The "How it trades on rate days" block on this page carries the lines.

What does Citizens Financial Group, Inc. do?

Citizens Financial Group is a bank holding company offering retail and commercial banking across the United States, run through two segments. Consumer Banking covers deposits, mortgages, credit cards and wealth management delivered through call centres and digital platforms, while Commercial Banking covers lending, treasury management, foreign exchange and capital-markets services for corporations and institutions. It serves individuals, small businesses, high-net-worth clients and sectors such as multifamily housing, healthcare and hospitality. Closelooknet's peer group is not filled in for this name; the market usually groups it with other large regional lenders, and KeyCorp is the name most often mentioned alongside it. (Company snapshot of 2026-09-17.)

Where does Citizens Financial Group, Inc. sit in the AI build-out?

Citizens Financial Group carries no seat in Rubin, our index for the AI build-out; it sits instead in the regional banking sleeve of the wider financial-services universe the diary follows outside that build-out, as a lender to corporate and middle-market customers rather than a supplier into the compute chain. Citizens sits in the S&P 500, the only index seat the diary carries for it. It has not been quoted in the diary and carries no Closelooknet score yet, so no module reading exists to report. (Company snapshot of 2026-09-17.)

Does Citizens Financial Group, Inc. pay a dividend?

Citizens Financial Group, Inc. has paid 1.90 USD per share over the last twelve months, paid quarterly, a trailing yield of 3.00% on the 2026-11-06 close; the last distribution recorded in the price series was 0.52 USD on 2026-10-30. As of 2026-11-06; the "Dividends and capital return" block on this page carries the lines.

What has Wall Street done on Citizens Financial Group, Inc. recently?

The most recent analyst action on Citizens Financial Group, Inc. on the Closelooknet wire is a price target by Evercore ISI on 2026-10-27 (target 74 from 78). 10 actions on the analyst wire since 2026-08-13: 10 target changes. Its latest earnings print on the wire, 2026-10-16: EPS 1.41 against 1.39 expected — a +1.4% beat. Analyst actions are third-party opinions recorded by the wire, not Closelooknet readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for CFG, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

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Related in the Closelooknet universe

then Banks - Regional. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.