Bank of Montreal (BMO.TO) — Quality & forensics

As of 2026-09-03 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

46 /100 composite · 7 modules · general weight set

Valuation 71
Quality 47
Growth 40
Balance sheet 5
Cash quality 34
Capital allocation 68
Momentum 73

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

-0.59 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

7/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-2.20 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the BMO.TO chart & overview

FAQ · from the current data · as of 2026-09-03

Quick answers

What is Bank of Montreal's Closelook quality reading?

The composite reads 46/100 across 7 modules, as of 2026-09-03: valuation 71, quality 47, growth 40, balance sheet 5, cash quality 34, capital allocation 68, momentum 73. Closelook scores are research diary readings, not ratings or investment advice.

What is Bank of Montreal's Altman Z-Score?

-0.59, which sits in the distress zone (below 1.81) as of 2026-09-03. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Bank of Montreal's Piotroski F-Score?

7 of 9, as of 2026-09-03. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Bank of Montreal's Beneish M-Score indicate?

-2.20 — below the −1.78 manipulation-risk threshold, as of 2026-09-03. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.