Wise plc (WISE.L) — Quality & forensics

As of 2026-08-06 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

70 /100 composite · 7 modules · general weight set

Valuation 72
Quality 78
Growth 61
Balance sheet 71
Cash quality 84
Capital allocation 91
Momentum 34

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

1.64 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

5/8 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-3.62 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the WISE.L chart & overview

FAQ · from the current data · as of 2026-08-06

Quick answers

What is Wise plc's Closelook quality reading?

The composite reads 70/100 across 7 modules, as of 2026-08-06: valuation 72, quality 78, growth 61, balance sheet 71, cash quality 84, capital allocation 91, momentum 34. Closelook scores are research diary readings, not ratings or investment advice.

What is Wise plc's Altman Z-Score?

1.64, which sits in the distress zone (below 1.81) as of 2026-08-06. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Wise plc's Piotroski F-Score?

5 of 8, as of 2026-08-06. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Wise plc's Beneish M-Score indicate?

-3.62 — below the −1.78 manipulation-risk threshold, as of 2026-08-06. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.