Wise plc (WISE.L) — Quality & forensics

As of 2026-09-21 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

67 /100 composite · 7 modules · general weight set

Valuation 56
Quality 80
Growth 61
Balance sheet 78
Cash quality 82
Capital allocation 69
Momentum 40

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

1.63 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

5/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-3.30 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the WISE.L chart & overview

FAQ · from the current data · as of 2026-09-21

Quick answers

What is Wise plc's Closelook quality reading?

The composite reads 67/100 across 7 modules, as of 2026-09-21: valuation 56, quality 80, growth 61, balance sheet 78, cash quality 82, capital allocation 69, momentum 40. Closelook scores are research diary readings, not ratings or investment advice.

What is Wise plc's Altman Z-Score?

1.63, which sits in the distress zone (below 1.81) as of 2026-09-21. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Wise plc's Piotroski F-Score?

5 of 9, as of 2026-09-21. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Wise plc's Beneish M-Score indicate?

-3.30 — below the −1.78 manipulation-risk threshold, as of 2026-09-21. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.

Related in the Closelook universe

same Closelook index seat first, then Information Technology Services. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.