—
C+
C+ The full Closelooknet — membership. Open the C+ overview

Banco Santander S.A. (SAN.MC) — Quality & forensics

As of 2026-11-02 — refreshed nightly. Closelooknet readings from an investment research diary, not ratings or advice.

The Closelooknet module scores

61 /100 composite · 7 modules · general weight set

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

0.36 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

8/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

Continue: the SAN.MC chart & overview

FAQ · from the current data · as of 2026-11-02

Quick answers

What is Banco Santander S.A.'s Closelooknet quality reading?

The composite reads 61/100 across 7 modules, as of 2026-11-02: valuation 87, quality 60, growth 59, balance sheet 21, cash quality 81, capital allocation 81, momentum 45. Closelooknet scores are research diary readings, not ratings or investment advice.

What is Banco Santander S.A.'s Altman Z-Score?

0.36, which sits in the distress zone (below 1.81) as of 2026-11-02. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Banco Santander S.A.'s Piotroski F-Score?

8 of 9, as of 2026-11-02. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

Related in the Closelooknet universe

then Banks - Diversified. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.