Royal Bank of Canada (RY.TO) — Quality & forensics

As of 2026-09-03 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

56 /100 composite · 7 modules · general weight set

Valuation 66
Quality 53
Growth 65
Balance sheet 5
Cash quality 72
Capital allocation 71
Momentum 77

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

-0.43 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

7/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-1.18 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — above the −1.78 threshold the literature flags for earnings-manipulation risk. A screen, not an accusation.

Continue: the RY.TO chart & overview

FAQ · from the current data · as of 2026-09-03

Quick answers

What is Royal Bank of Canada's Closelook quality reading?

The composite reads 56/100 across 7 modules, as of 2026-09-03: valuation 66, quality 53, growth 65, balance sheet 5, cash quality 72, capital allocation 71, momentum 77. Closelook scores are research diary readings, not ratings or investment advice.

What is Royal Bank of Canada's Altman Z-Score?

-0.43, which sits in the distress zone (below 1.81) as of 2026-09-03. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Royal Bank of Canada's Piotroski F-Score?

7 of 9, as of 2026-09-03. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Royal Bank of Canada's Beneish M-Score indicate?

-1.18 — above the −1.78 threshold the literature flags for earnings-manipulation risk, as of 2026-09-03. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.