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nCino Inc (NCNO) — chart, structure and Closelooknet read

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Signals for this name

Every Closelooknet reading that exists for NCNO, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 62/100 · S&P 500 fund at 67, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-25
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 99th percentile of the window, +8.4% over 20 sessions. Factor regime → 2026-09-25
  • Sovereign pressure Index 0.61 · up 0.29 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-25
How it trades on rate days beta 0.52 to TLT · on the worst bond days it held up better than the market

How it trades on rate days

How NCNO has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.52 — shows only a loose link to bond moves for every 1% move in TLT (20+ year Treasuries), nCino Inc moved 0.52% on average · correlation 0.10 · higher than 54% of US names
  • Beta, last 3 months 0.67 about the same as over the year
  • On the 10 worst bond days −0.05% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days +3.85% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Software - Application · United States · 8 names with week and year-to-date

Peer group

Software - Application · United States

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against NCNO on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — nCino Inc

NCNO in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
nCino builds software that banks and credit unions use to open accounts, process loans and monitor credit risk, all on one cloud platform. Its modules cover onboarding, deposit and loan origination, portfolio tracking and system integration, sold mainly to lenders in the United States, Britain and other markets. It is based in Wilmington, North Carolina, and floated on the stock market in 2020.
Where it sits in the stack
nCino sits outside Closelooknet's index, in the banking-software sleeve of our wider technology universe rather than in a build-out layer. Its business depends on lenders adopting cloud systems rather than on chip volume, so it is a customer of cloud infrastructure, not a constraint on it.
Who it is priced against
Closelooknet's peer group has no set list for nCino; the name most often placed beside it is Q2 Holdings, another cloud vendor selling account and lending software to US banks.
Why Closelooknet tracks it
It holds a seat in the Russell 1000 but no seat in our AI-focused index, and it carries no Closelooknet score yet, so no module can be named as stronger or weaker. The diary has not quoted it in an edition to date.
What the diary watches
Whether banks keep signing multi-year platform deals during tighter technology budgets, which would show through in nCino's renewal and new-customer counts.

nCino Inc (NCNO) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

The Street on this name 4 analyst actions on the wire · latest: price target by Morgan Stanley, 2026-08-26

The Street on this name

Analyst actions and the latest print for NCNO from the Closelooknet wires — third-party opinions on the record, not our readings.

  • Price target Morgan Stanley — target 25 from 23 Target raised to $25 from $23 (+21.1% to spot) 2026-08-26
  • Price target Truist — target 20 from 19 Target raised to $20 from $19 (-2.7% to spot) 2026-08-26
  • Price target Barclays — target 23 from 22 Target raised to $23 from $22 (+10.5% to spot) 2026-08-26

4 actions on the analyst wire since 2026-08-13: 4 target changes. Analyst wire → · Earnings wire →

FAQ · from the current data · as of 2026-09-26

Quick answers

What is nCino Inc (NCNO)?

nCino Inc trades as NCNO on the US exchange (United States) in the Closelooknet research universe, as of the registry build of 2026-09-26.

Is NCNO in a Closelooknet index?

Not currently — nCino Inc is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-09-26.

Where does NCNO trade against its moving averages?

Pullback inside an uptrend stack: Trades -3.8% vs the 50-day and +2.8% vs the 200-day average, 31.7% below the 52-week high and +40.7% off the 52-week low; a golden cross printed 15 sessions ago. Computed from daily closes. As of 2026-09-25 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does nCino Inc trade when bond yields rise?

Over the past year nCino Inc had a beta of 0.52 to TLT, the long-dated Treasury fund — it shows only a loose link to bond moves, higher than 54% of US names. On the 10 sessions in which long bonds fell most it moved −0.05% on average, against −0.74% for the S&P 500. The "How it trades on rate days" block on this page carries the lines.

What does nCino Inc do?

nCino builds software that banks and credit unions use to open accounts, process loans and monitor credit risk, all on one cloud platform. Its modules cover onboarding, deposit and loan origination, portfolio tracking and system integration, sold mainly to lenders in the United States, Britain and other markets. It is based in Wilmington, North Carolina, and floated on the stock market in 2020. Closelooknet's peer group has no set list for nCino; the name most often placed beside it is Q2 Holdings, another cloud vendor selling account and lending software to US banks.

Where does nCino Inc sit in the AI build-out?

nCino sits outside Closelooknet's index, in the banking-software sleeve of our wider technology universe rather than in a build-out layer. Its business depends on lenders adopting cloud systems rather than on chip volume, so it is a customer of cloud infrastructure, not a constraint on it. It holds a seat in the Russell 1000 but no seat in our AI-focused index, and it carries no Closelooknet score yet, so no module can be named as stronger or weaker. The diary has not quoted it in an edition to date.

What has Wall Street done on nCino Inc recently?

The most recent analyst action on nCino Inc on the Closelooknet wire is a price target by Morgan Stanley on 2026-08-26 (target 25 from 23). 4 actions on the analyst wire since 2026-08-13: 4 target changes. Analyst actions are third-party opinions recorded by the wire, not Closelooknet readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for NCNO, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Software - Application. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.