Capital One Financial Corporation (COF) — Quality & forensics
As of 2026-10-26 — refreshed nightly. Closelooknet readings from an investment research diary, not ratings or advice.
The Closelooknet module scores
- Valuation 85
- Quality 58
- Growth 60
- Balance sheet 27
- Cash quality 60
- Capital allocation 53
- Momentum 52
Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.
Financial forensics — the academic screens
Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.
Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.
Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.
Continue: the COF chart & overview · COF on the tape
FAQ · from the current data · as of 2026-10-26
Quick answers
What is Capital One Financial Corporation's Closelooknet quality reading?
The composite reads 57/100 across 7 modules, as of 2026-10-26: valuation 85, quality 58, growth 60, balance sheet 27, cash quality 60, capital allocation 53, momentum 52. Closelooknet scores are research diary readings, not ratings or investment advice.
What is Capital One Financial Corporation's Altman Z-Score?
-0.35, which sits in the distress zone (below 1.81) as of 2026-10-26. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.
What is Capital One Financial Corporation's Piotroski F-Score?
5 of 9, as of 2026-10-26. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.
What does Capital One Financial Corporation's Beneish M-Score indicate?
-2.30 — below the −1.78 manipulation-risk threshold, as of 2026-10-26. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.
Mentioned on Closelooknet
Where COF appears in the diary — 1 piece, newest first. Every link is our own writing.
Go deeper
Related in the Closelooknet universe
then Credit Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.
- EDEN.PA Edenred SAindustry
- FCFS FirstCash Incindustry
- QFIN Qfin Holdings, Inc.industry
- AFRM Affirm Holdings Incindustry
- JMT.BK JMT Network Services Public Company Limitedindustry
- GDOT Green Dot Corporationindustry
- V Visa Inc. Class Aindustry
- SEZL Sezzle Inc.industry
- MA Mastercard Incindustry
- FCH.L Funding Circle Holdings PLCindustry
- ECPG Encore Capital Group Incindustry
- SYF Synchrony Financialindustry
- PYPL PayPal Holdings Incindustry
- BFH Bread Financial Holdings, Inc.industry
- JCAP Jefferson Capital, Inc. Common Stockindustry
- CACC Credit Acceptance Corporationindustry
- ATLC Atlanticus Holdings Corporationindustry
- AGM Federal Agricultural Mortgage Corporationindustry
- AXP American Express Companyindustry
- NNI Nelnet Incindustry