Chime Financial, Inc. Class A Common Stock (CHYM) — Quality & forensics

As of 2026-09-17 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

52 /100 composite · 7 modules · general weight set

Valuation 46
Quality 32
Growth 45
Balance sheet 86
Cash quality 63
Capital allocation 22
Momentum 87

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

11.36 Altman Z-Score

Sits in the safe zone (above 2.99). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

3/8 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-5.12 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the CHYM chart & overview

FAQ · from the current data · as of 2026-09-17

Quick answers

What is Chime Financial, Inc. Class A Common Stock's Closelook quality reading?

The composite reads 52/100 across 7 modules, as of 2026-09-17: valuation 46, quality 32, growth 45, balance sheet 86, cash quality 63, capital allocation 22, momentum 87. Closelook scores are research diary readings, not ratings or investment advice.

What is Chime Financial, Inc. Class A Common Stock's Altman Z-Score?

11.36, which sits in the safe zone (above 2.99) as of 2026-09-17. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Chime Financial, Inc. Class A Common Stock's Piotroski F-Score?

3 of 8, as of 2026-09-17. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Chime Financial, Inc. Class A Common Stock's Beneish M-Score indicate?

-5.12 — below the −1.78 manipulation-risk threshold, as of 2026-09-17. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.