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Section 5 · AI Users

Decision Intelligence & Risk

What AI does here: underwriting, credit, fraud, complex decisions. 6 companies, equal weight inside the section, base 30 Dec 2025 = 1,000.

Decision Intelligence & Risk EW—
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Constituents

6
JPM JPMorgan Chase PGR Progressive COF Capital One AFRM Affirm SOFI SoFi NU Nubank HALO

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A research diary, not investment advice.

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